PENNSYLVANIA AUTOMOBILE INSURANCE PLAN (EIN 131997551) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Phone

4019462310

Tax Period

2024-01-01 to 2024-12-31

PENNSYLVANIA AUTOMOBILE INSURANCE PLAN, founded in 1984, is a small nonprofit that reported $374K in total revenue in fiscal year 2024. Expenses of $351K left a modest 6% surplus.

Mission

To provide motor vehicle insurance for those persons not able to obtain coverage in the voluntary market.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $367,353

Investment Income $6,344

Other Revenue $0

TOTAL REVENUE $373,697

Expense Breakdown

Grants Paid $0

Salaries & Benefits $263,093

Fundraising Expenses $0

Other Expenses $87,574

TOTAL EXPENSES $350,667

Year-over-Year Comparison

	2024	2023	Change
Revenue	$373,697	$356,760	+0.0%
Expenses	$350,667	$349,585	+0.0%
Net Income	$23,030	$7,175	+2.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
N/A	Gov Comm Member	0.25	Director	$0	$0	$0
N/A	Gov Comm Member	0.25	Director	$0	$0	$0
N/A	Gov Comm Member	0.25	Director	$0	$0	$0
N/A	Gov Comm Member-Chair	0.25	Director	$0	$0	$0
N/A	Gov Comm Member	0.25	Director	$0	$0	$0
N/A	Gov Comm Member	0.25	Director	$0	$0	$0
N/A	Gov Comm Member	0.25	Director	$0	$0	$0
N/A	Gov Comm Member-Vice Chair	0.25	Director	$0	$0	$0
AAA-Schuylkill County	Gov Comm Member	0.25	Director	$0	$0	$0
RTI Ins Srvcs-Dawn Cunningham	Gov Comm Member	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$373,697	$350,667	$82,989	$23,030
2023	$356,760	$349,585	$62,320	$7,175
2022	$359,757	$292,115	$100,236	$67,642
2021	$369,569	$311,594	$102,706	$57,975
2020	$392,079	$339,773	$98,539	$52,306
2019	$440,280	$379,022	$98,126	$61,258
2018	$478,134	$431,074	$73,394	$47,060

PENNSYLVANIA AUTOMOBILE INSURANCE PLAN