NEW HAMPSHIRE AUTOMOBILE REINSURANCE FACILITY (EIN 132882101) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1975

Legal Domicile

Phone

4019462310

Tax Period

2023-10-01 to 2024-09-30

NEW HAMPSHIRE AUTOMOBILE REINSURANCE FACILITY, founded in 1975, is a micro nonprofit that reported $81K in total revenue in fiscal year 2023. Revenue fell 32% from the prior year — a significant decline worth monitoring. Expenses of $140K exceeded revenue, resulting in a 71% operating deficit.

Mission

Placement of automobile insurance for those unable to obtain coverage in the voluntary market.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $53,526

Investment Income $13,628

Other Revenue $14,304

TOTAL REVENUE $81,458

Expense Breakdown

Grants Paid $0

Salaries & Benefits $58,023

Fundraising Expenses $0

Other Expenses $81,664

TOTAL EXPENSES $139,687

Year-over-Year Comparison

	2023	2022	Change
Revenue	$81,458	$119,306	-0.3%
Expenses	$139,687	$190,290	-0.3%
Net Income	$-58,229	$-70,984	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
N/A	Gov Comm Member	0.10	Director	$0	$0	$0
N/A	Gov Comm Member	0.10	Director	$0	$0	$0
N/A	Gov Comm Member	0.10	Director	$0	$0	$0
N/A	Gov Comm Member	0.10	Director	$0	$0	$0
N/A	Gov Comm Member	0.10	Director	$0	$0	$0
N/A	Gov Comm Member	0.10	Director	$0	$0	$0
N/A	Gov Comm Member	0.10	Director	$0	$0	$0
N/A	Gov Comm Member	0.10	Director	$0	$0	$0
N/A	Gov Comm Member	0.10	Director	$0	$0	$0
N/A	Gov Comm Member	0.10	Director	$0	$0	$0
NHAIAJudy Durst	Gov Comm Member	0.10	Director	$0	$0	$0
Andre Gagne	Gov Comm Member	0.10	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$81,458	$139,687	$257,090	$-58,229
2023	$119,306	$190,290	$303,705	$-70,984
2022	$115,350	$293,479	$393,629	$-178,129
2021	$111,994	$180,811	$333,747	$-68,817
2020	$126,927	$222,892	$469,270	$-95,965
2019	$156,187	$199,346	$526,629	$-43,159
2018	$207,545	$191,935	$547,848	$15,610

NEW HAMPSHIRE AUTOMOBILE REINSURANCE FACILITY