JUST-US INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Principal Officer

RAUL REYES

Phone

2129876000

Tax Period

2022-01-01 to 2022-12-31

JUST-US INC, founded in 1979, is a micro nonprofit that reported $11K in total revenue in fiscal year 2022. Revenue surged 130% from the prior year, signaling strong growth momentum.

Mission

THE ORGANIZATION'S MISSION IS TO STRENGTHEN AND BUILD-UP, AT RISK COMMUNITIES BY PROVIDING THEM THE SKILLS AND SERVICES NEEDED TO IMPROVE THEIR QUALITY OF LIFE. THE ORGANIZATION PROVIDES THESE SERVICES THROUGHOUT NEW YORK CITY AND IN CENTRAL AMERICA. BY EMPOWERING COMMUNITIES IT PROVIDES INDIVIDUALS WITH THE TOOLS NEEDED TO HELP THEM BECOME ECONOMICALLY SELF-SUFFICIENT AND BE ABLE TO LIVE INDEPENDENTLY. AS SUCH IT DELIVERS SPECIALIZED TRAINING IN INFORMATION TECHNOLOGY, DIGITAL MEDIA, WEB DEVELOPMENT, AND 3D DESIGN. THE SERVICES IT PROVIDES RANGE FROM ORGANIZATIONAL DEVELOPMENT, STAFF TRAINING, YOUTH COUNSELING, AND EDUCATIONAL DEVELOPMENT.

Program Service Accomplishments

Program 1

Expenses: $10,467

SENIOR TECHNOLOGY PROGRAM - WORKING WITH VARIOUS SENIOR CENTERS, THE PROGRAM IS DESIGNED SPECIFICALLY TO TEACH SENIOR CITIZENS HOW TO USE TECHNOLOGY TO IMPROVE THEIR LIVES. THE PROGRAM WILL ENHANCE THE QUALITY OF LIFE OF SENIOR CITIZENS, BY IMPROVING THEIR SKILLS IN VARIOUS COMPUTER APPLICATIONS TO INCLUDE; EMAIL PROGRAMS, WEB BROWSING, SECURITY, AND VIDEO CHAT. ADDITIONALLY, THE PROGRAM COVERS THE USE OF SOCIAL MEDIA TO IMPROVE COMMUNICATION BETWEEN FRIENDS AND FAMILY WITH THE GOAL OF REDUCING THE ISOLATION MANY SENIORS EXPERIENCE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $10,855

Investment Income $0

Other Revenue $0

TOTAL REVENUE $10,855

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $10,467

Other Expenses $11,809

TOTAL EXPENSES $11,809

Year-over-Year Comparison

	2022	2021	Change
Revenue	$10,855	$4,710	+1.3%
Expenses	$11,809	$3,825	+2.1%
Net Income	$-954	$885	-2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PEGGY A MORALES	SECRETARY	0.50	Director	$0	$0	$0
RAUL REYES	1ST VICE CHA	0.50	Director	$0	$0	$0
EFRAIN A PENA	2ND VICE CHA	0.50	Officer	$0	$0	$0
VIVIAN REVERON	TREASURER	0.50	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$10,855	$11,809	$2,090	$-954
2021	$4,710	$3,825	$3,315	$885
2020	$4,584	$12,753	$2,430	$-8,169
2019	$60,387	$74,245	$12,999	$-13,858
2018	$47,067	$61,490	$33,330	$-14,423