CLARKSTOWN TEACHERS ASSOCIATION BENEFITS TRUST FUND (EIN 133054989) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

DANIELLE DELIBERTIS

Phone

8454183895

Tax Period

2024-07-01 to 2025-06-30

CLARKSTOWN TEACHERS ASSOCIATION BENEFITS TRUST FUND, founded in 1980, is a community nonprofit that reported $2.1M in total revenue in fiscal year 2024. The organization ran a surplus of $682K, a strong 33% operating margin.

Mission

TO PROVIDE SUPPLEMENTAL BENEFITS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,911,142

Investment Income $141,721

Other Revenue $0

TOTAL REVENUE $2,052,863

Expense Breakdown

Grants Paid $0

Salaries & Benefits $29,718

Fundraising Expenses $0

Other Expenses $103,360

TOTAL EXPENSES $1,371,238

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,052,863	$1,986,143	+0.0%
Expenses	$1,371,238	$1,329,559	+0.0%
Net Income	$681,625	$656,584	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARGARET GENTILLO	Secretary	1.00	Officer Director	$0	$0	$0
JOSEPH HARLEY	Trustee	1.00	Director	$0	$0	$0
DANIELLE DELIBERTIS	Trustee	1.00	Director	$0	$0	$0
REGINA HENDRICKSON	Chairperson	1.00	Officer Director	$0	$0	$0
BRIAN SMITH	Trustee	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,052,863	$1,371,238	$3,888,060	$681,625
2024	$1,986,143	$1,329,559	$3,271,069	$656,584
2023	$1,826,443	$1,269,691	$2,412,340	$556,752
2022	$1,928,160	$1,375,134	$1,925,363	$553,026
2021	$1,616,975	$1,410,008	$1,560,131	$206,967
2020	$1,498,711	$1,082,875	$1,266,349	$415,836
2019	$1,434,125	$1,417,995	$853,089	$16,130
2018	$1,335,096	$1,507,322	$831,064	$-172,226

CLARKSTOWN TEACHERS ASSOCIATION BENEFITS TRUST FUND