WOMENS JEWELRY ASSOCIATION INC (EIN 133205392) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

SUSAN CHANDLER

Phone

8454737323

Tax Period

2024-01-01 to 2024-12-31

WOMENS JEWELRY ASSOCIATION INC, founded in 1983, is a small nonprofit in the Arts, Culture & Humanities sector that reported $724K in total revenue in fiscal year 2024.

Mission

TO EMPOWER WOMEN TO ACHIEVE THEIR HIGHEST GOALS IN THE JEWELRY AND WATCH INDUSTRIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $711,854

Investment Income $12,136

Other Revenue $0

TOTAL REVENUE $723,990

Expense Breakdown

Grants Paid $0

Salaries & Benefits $51,753

Fundraising Expenses $0

Other Expenses $716,300

TOTAL EXPENSES $768,053

Year-over-Year Comparison

	2024	2023	Change
Revenue	$723,990	$709,013	+0.0%
Expenses	$768,053	$627,270	+0.2%
Net Income	$-44,063	$81,743	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

104

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$37,842

Total Directors

$37,842

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SUSAN CHANDLER	PRESIDENT	10.00	Officer Director	$0	$0	$0
JACQUELINE CASSAWAY	PAST PRESIDENT & EXECUTIVE DIRECTOR	20.00	Officer Director	$37,842	$0	$37,842
GABRIELLE GRAZI	PRESIDENT ELECT	5.00	Officer Director	$0	$0	$0
MARIEL DIAZ	TREASURER	5.00	Officer Director	$0	$0	$0
JACQUELINE RAFFI	SECRETARY	5.00	Officer Director	$0	$0	$0
KENDRA BRIDELLE	VP OF CHAPTER AFFAIRS	5.00	Officer Director	$0	$0	$0
AIDA ALVAREZ	BOARD MEMBER	5.00	Director	$0	$0	$0
BRITTANY MERRILL	BOARD MEMBER	5.00	Director	$0	$0	$0
ELDA FISTANI	BOARD MEMBER	5.00	Director	$0	$0	$0
DONNA DELUCIA	BOARD MEMBER	5.00	Director	$0	$0	$0
IVETTE STEPHANOPOULOS	BOARD MEMBER	5.00	Director	$0	$0	$0
JENNIFER BROCK	BOARD MEMBER	5.00	Director	$0	$0	$0
KRISTIE NICOLOSI	BOARD MEMBER	5.00	Director	$0	$0	$0
LILLY MULLEN	BOARD MEMBER	5.00	Director	$0	$0	$0
LOTANNA AMINA OKPUKPARA	BOARD MEMBER	5.00	Director	$0	$0	$0
MARK SMELZER	BOARD MEMBER	5.00	Director	$0	$0	$0
MATTHEW TRATNER	BOARD MEMBER	5.00	Director	$0	$0	$0
MELISSA RODGERS	BOARD MEMBER	5.00	Director	$0	$0	$0
MICHELE LAU	BOARD MEMBER	5.00	Director	$0	$0	$0
MONICA ELIAS	BOARD MEMBER	5.00	Director	$0	$0	$0
MONICA STEPHENSON	BOARD MEMBER	5.00	Director	$0	$0	$0
MORGAN MILLER	BOARD MEMBER	5.00	Director	$0	$0	$0
RACHEL GOLDFLAM	BOARD MEMBER	5.00	Director	$0	$0	$0
REBECCA BOYAJIAN	BOARD MEMBER	5.00	Director	$0	$0	$0
ROBERT GOLDBERG	BOARD MEMBER	5.00	Director	$0	$0	$0
SARIN BACHMANN	BOARD MEMBER	5.00	Director	$0	$0	$0
SHAUNA BROOK	BOARD MEMBER	5.00	Director	$0	$0	$0
TANYA PARIKH	BOARD MEMBER	5.00	Director	$0	$0	$0
TAYLOR BURGESS	BOARD MEMBER	5.00	Director	$0	$0	$0
TRACEY CARSWELL	BOARD MEMBER	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$723,990	$768,053	$652,056	$-44,063
2023	$709,013	$627,270	$665,280	$81,743
2022	$548,193	$556,270	$579,841	$-8,077
2021	$553,604	$677,689	$621,208	$-124,085
2020	$272,742	$510,682	$753,967	$-237,940
2019	$765,726	$996,791	$1,014,775	$-231,065
2018	$991,002	$894,787	$1,233,455	$96,215

WOMENS JEWELRY ASSOCIATION INC