CRAFT EMERGENCY RELIEF FUND INC (EIN 133273980) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

RUBY LOPEZ HARPER

Phone

8022292306

Tax Period

2024-10-01 to 2025-09-30

CRAFT EMERGENCY RELIEF FUND INC, founded in 1985, is a community nonprofit in the Philanthropy & Grantmaking sector that reported $6.8M in total revenue in fiscal year 2024. Revenue surged 269% from the prior year, signaling strong growth momentum. Expenses of $6.4M left a modest 6% surplus.

Mission

CERF+ SERVES ARTISTS WHO WORK IN CRAFT DISCIPLINES BY PROVIDING A SAFETY NET TO SUPPORT STRONG AND SUSTAINABLE CAREERS. CERF+'S CORE SERVICES ARE EDUCATION PROGRAMS, ADVOCACY, NETWORK BUILDING AND EMERGENCY RELIEF.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $6,535,656

Program Service Revenue $37,939

Investment Income $202,593

Other Revenue $0

TOTAL REVENUE $6,776,188

Expense Breakdown

Grants Paid $5,048,616

Salaries & Benefits $942,278

Fundraising Expenses $309,707

Program Expenses $5,638,580

Other Expenses $393,326

TOTAL EXPENSES $6,384,220

Year-over-Year Comparison

	2024	2023	Change
Revenue	$6,776,188	$1,838,303	+2.7%
Expenses	$6,384,220	$2,122,165	+2.0%
Net Income	$391,968	$-283,862	-2.4%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$151,638

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RUBY LOPEZ HARPER	EXECUTIVE DI	40.00	Officer	$128,857	$22,781	$151,638
JAMES HAFFERMAN	DEPUTY DIREC	40.00	Highest	$113,380	$14,022	$127,402
JAYDAN MOORE	CHAIR	4.00	Officer Director	$0	$0	$0
ALLISON DRUIN	TREASURER	4.00	Officer Director	$0	$0	$0
PATRICIA YOUNG	SECRETARY	4.00	Officer Director	$0	$0	$0
MARJORIE HUNT	DIRECTOR	4.00	Director	$0	$0	$0
DEB DORMODY	DIRECTOR	4.00	Director	$0	$0	$0
JAIME SUAREZ	DIRECTOR	4.00	Director	$0	$0	$0
JONO ANZALONE	DIRECTOR	4.00	Director	$0	$0	$0
ASHANTI MCGEE	DIRECTOR	4.00	Director	$0	$0	$0
LINDA ESSIG	DIRECTOR	4.00	Director	$0	$0	$0
LAUREN KALMAN	DIRECTOR	4.00	Director	$0	$0	$0
JEAN MANDEBERG	DIRECTOR	4.00	Director	$0	$0	$0
GREG STICE	DIRECTOR	4.00	Director	$0	$0	$0
ADRIENNE BENJAMIN	DIRECTOR	4.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$6,776,188	$6,384,220	$4,669,256	$391,968
2024	$1,838,303	$2,122,165	$3,853,657	$-283,862
2023	$2,007,144	$2,046,332	$3,757,593	$-39,188
2022	$2,497,600	$1,882,643	$3,585,715	$614,957
2021	$2,089,886	$1,789,424	$3,527,375	$300,462
2020	$2,985,922	$2,266,903	$3,301,809	$719,019
2019	$1,554,661	$1,064,597	$2,295,545	$490,064
2018	$1,477,986	$1,399,877	$1,740,575	$78,109

CRAFT EMERGENCY RELIEF FUND INC