AMERICAN REGIONS MATH LEAGUE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

LINDA BERMAN

Phone

2127249843

Tax Period

2025-01-01 to 2025-12-31

AMERICAN REGIONS MATH LEAGUE, founded in 1987, is a small nonprofit that reported $370K in total revenue in fiscal year 2025. Expenses of $337K left a modest 9% surplus.

Mission

CREATING & RUNNING MATH CONTEST

Program Service Accomplishments

Program 1

Expenses: $333,442 Revenue: $363,491

All expenses in column B are directly related to designing & running the contests. Approx. 1600 high-ability students from all over the country, meet to solve math problems.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $363,545

Investment Income $6,131

Other Revenue $-54

TOTAL REVENUE $369,622

Expense Breakdown

Grants Paid $0

Salaries & Benefits $17,335

Fundraising Expenses $0

Program Expenses $333,442

Other Expenses $319,337

TOTAL EXPENSES $336,672

Year-over-Year Comparison

	2025	2024	Change
Revenue	$369,622	$342,349	+0.1%
Expenses	$336,672	$338,010	0.0%
Net Income	$32,950	$4,339	+6.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$17,335

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAUL DREYER	PRES	5.00	Officer	$5,525	$0	$5,525
LINDA BERMAN	TREAS.	3.00	Officer	$3,000	$0	$3,000
MIKE CURRY	EXEC DIRECTOR & WEB MASTER	2.00	Officer	$6,500	$0	$6,500
MICAH FOGEL	QUEST WRITER	1.00	Officer	$1,510	$0	$1,510
GEORGE REUTER	VP & CHIEF QUESTION WRITER	1.00	Officer	$800	$0	$800

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$369,622	$336,672	$210,817	$32,950
2024	No data	No data	No data	No data
2023	$353,201	$306,104	$172,928	$47,097
2022	$166,707	$144,817	$124,464	$21,890
2021	$50,546	$43,841	$102,574	$6,705
2020	$37,038	$83,925	$95,869	$-46,887
2019	$354,066	$280,381	$142,756	$73,685
2018	$296,991	$350,701	$69,071	$-53,710