ELMSFORD, NY
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)COMMUNITY CAPITAL NEW YORK INC, founded in 1989, is a community nonprofit in the Housing & Shelter sector that reported $2.3M in total revenue in fiscal year 2023. Revenue fell 25% from the prior year — a significant decline worth monitoring. Expenses of $2.2M left a modest 5% surplus.
COMMUNITY CAPITAL CREATES ECONOMIC OPPPORTUNITIES FOR UNDERSERVED, HISTORICALLY DISADVANTAGED INDIVDUALS AND COMMUNITIES BY PROVIDING FLEXIBLE LOANS AND BUSINESS SUPPORT SERVICES TO LOW-INCOME SMALL BUSINESSES AND BY FUNDING THE DEVELOPMENT OF AFFORDABLE HOUSING.
- SMALL BUSINESS LENDING AND TECHNICAL ASSISTANCECOMMUNITY CAPITAL BEGAN WORKING WITH SMALL BUSINESS OWNERS IN 2003 AND RECEIVED SBA CERTIFICATION TO OFFER MICRO LOANS IN 2007. SINCE THEN, COMMUNITY...
- SMALL BUSINESS LENDING AND TECHNICAL ASSISTANCECOMMUNITY CAPITAL BEGAN WORKING WITH SMALL BUSINESS OWNERS IN 2003 AND RECEIVED SBA CERTIFICATION TO OFFER MICRO LOANS IN 2007. SINCE THEN, COMMUNITY CAPITAL HAS MADE $15.9 MILLION IN LOANS TO OVER 530 BUSINESSES AND HAS EMERGED AS THE LARGEST NONPROFIT SMALL BUSINESS LENDER IN THE HUDSON VALLEY. MOST OF OUR SMALL BUSINESS CLIENTS ARE LOW- TO MODERATE-INCOME, WOMEN, AND MINORITIES WHO HAVE HAD DIFFICULTY ACCESSING CAPITAL FROM TRADITIONAL BANKS TO GROW THEIR BUSINESSES. AT COMMUNITY CAPITAL WE WORK TO IDENTIFY THE BEST SOLUTIONS FOR EACH INDIVIDUAL BUSINESS OWNER. WE OFFER FAIR, TRANSPARENT LOANS AND LINES OF CREDIT WITH FLEXIBLE RATES AND TERMS. BORROWERS ALSO RECEIVE FREE, ON-GOING FINANCIAL COACHING, ONE-ON-ONE CONSULTING AND BUSINESS TRAINING SERVICES TO ENSURE SUSTAINABLE RESULTS.
- COMMUNITY DEVELOPMENT AND AFFORDABLE HOUSING LENDING PROGRAMCOMMUNITY CAPITAL NEW YORK PARTNERS WITH PRIVATE AND NONPROFIT REAL ESTATE DEVELOPERS TO EXPAND AFFORDABLE HOUSING OPPORTUNITIES FOR LOW-...
- COMMUNITY DEVELOPMENT AND AFFORDABLE HOUSING LENDING PROGRAMCOMMUNITY CAPITAL NEW YORK PARTNERS WITH PRIVATE AND NONPROFIT REAL ESTATE DEVELOPERS TO EXPAND AFFORDABLE HOUSING OPPORTUNITIES FOR LOW- AND MODERATE-INCOME INDIVIDUALS AND FAMILIES ACROSS NEW YORK STATE. AS A FLEXIBLE AND MISSION DRIVEN LENDER, CCNY IS COMMITTED TO SUPPORTING AFFORDABLE HOUSING DEVELOPERS WITH BOTH CAPITAL AND TECHNICAL ASSISTANCE. THROUGH A REVOLVING LOAN FUND, COMMUNITY CAPITAL NEW YORK WORKS COLLABORATIVELY AND CREATIVELY TO ADDRESS THE CAPITAL NEEDS OF AFFORDABLE HOUSING DEVELOPMENT PROJECTS. CCNY PROVIDES EARLY-STAGE PRE-DEVELOPMENT LOANS, ACQUISITION LOANS, BRIDGE LOANS, AND CONSTRUCTION LOAN FINANCING. CCNY SUPPORTS NEW CONSTRUCTION, REHABILITATION, ADAPTIVE RE-USE, MULTI-FAMILY, SINGLE-FAMILY, MIXED-USE, MIXED-INCOME AND SUPPORTIVE AFFORDABLE HOUSING FOR SENIORS, VETERANS, AND PEOPLE WITH DISABILITIES OR EXPERIENCING HOMELESSNESS. CCNY PROVIDES FINANCING TO DEVELOPERS BUILDING BOTH AFFORDABLE HOMEOWNERSHIP AND MULTIFAMILY RENTAL UNITS. CCNY PROVIDES TECHNICAL ASSISTANCE WHEN IT IS NEEDED TO HELP MOVE AFFORDABLE HOUSING PROJECTS THROUGH DEVELOPMENT. CCNY FINANCES HIGH-IMPACT COMMUNITY DEVELOPMENT PROJECTS THROUGH OUR LENDING PROGRAM WHICH SUPPORTS THE DEVELOPMENT OF SAFE AND HIGH-QUALITY AFFORDABLE HOUSING WITH IS AN ESSENTIAL BUILDING BLOCK FOR FAMILIES AND INDIVIDUALS AND IS LINKED TO HEALTH AND WELLNESS, STRONG CHILD AND YOUTH DEVELOPMENT, POSITIVE EDUCATIONAL OUTCOMES, EMPLOYMENT OPPORTUNITIES AND PERSONAL AND NEIGHBORHOOD SAFETY.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $2,282,202 | $3,053,463 | -0.3% |
| Expenses | $2,160,925 | $2,023,496 | +0.1% |
| Net Income | $121,277 | $1,029,967 | -0.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| WILLIAM MERZ IV | CHAIRMAN THRU 12/23 | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| RICHARD ST PAUL ESQ | CHAIRMAN | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| H PHILIP SALMON | TREASURER | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| RICHARD HECHT | ASSISTANT TREASURER | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| NEIL ALEXANDER | SECRETARY | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| BEN FRIERSON | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| ALEXANDRA HANSON | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| RICHARD HECHT | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| NATALIE HUNTER | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| AMANDA KELSO | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| ANDERSON MITCHELL | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| VLADIMER ORTEGA | DIRECTOR THRU 02/24 | 2.00 |
Director
|
$0 | $0 | $0 |
| EDWARD QUINN | DIRECTOR THRU 12/23 | 2.00 |
Director
|
$0 | $0 | $0 |
| BARRETT STOKES | DIRECTOR | 2.00 |
Director
|
$0 | $0 | $0 |
| GLEN VETROMILE | DIRECTOR THRU 03/24 | 2.00 |
Director
|
$0 | $0 | $0 |
| IAN BENJAMIN | INTERIM PRESIDENT & CEO | 40.00 |
Officer
|
$223,785 | $8,250 | $232,035 |
| KELLY ALMANZAR | CHIEF LENDING OFFICER | 40.00 |
Highest
|
$120,352 | $9,121 | $129,473 |
| KATHRYN CONLAN | CHIEF OPERATING OFFICER | 40.00 |
Highest
|
$134,000 | $5,100 | $139,100 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $2,282,202 | $2,160,925 | $15,465,607 | $121,277 |
| 2023 | $3,053,463 | $2,023,496 | $16,189,628 | $1,029,967 |
| 2022 | $4,212,008 | $1,661,212 | $14,769,647 | $2,550,796 |
| 2021 | $2,371,640 | $1,709,944 | $13,076,152 | $661,696 |
| 2020 | $1,330,828 | $1,769,822 | $9,184,533 | $-438,994 |
| 2019 | $1,391,439 | $1,381,831 | $8,089,129 | $9,608 |
Compare COMMUNITY CAPITAL NEW YORK INC with other nonprofits in New York and across the country.