MOUNT VERNON BOARD OF EDUCATION EMPLOYEE BENEFIT TRUST FUND (EIN 133736084) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

FRANCES FREITAS

Phone

9146655341

Tax Period

2024-07-01 to 2025-06-30

MOUNT VERNON BOARD OF EDUCATION EMPLOYEE BENEFIT TRUST FUND, founded in 1983, is a small nonprofit that reported $298K in total revenue in fiscal year 2024. Revenue fell 20% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $50K, a strong 17% operating margin.

Mission

PROVIDE BENEFITS TO ELIGIBLE PARTICIPANTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $296,244

Investment Income $94

Other Revenue $1,440

TOTAL REVENUE $297,778

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $30,370

TOTAL EXPENSES $247,970

Year-over-Year Comparison

	2024	2023	Change
Revenue	$297,778	$372,440	-0.2%
Expenses	$247,970	$250,253	0.0%
Net Income	$49,808	$122,187	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
FRANCES FREITAS	chairperson	1.00	Director	$0	$0	$0
JACQUELINE GREEN	Trustee	0.00	Director	$0	$0	$0
LISA THORPE FRALEY	Trustee	1.00	Director	$0	$0	$0
SHELIA SOLOMON	Trustee	1.00	Director	$0	$0	$0
Melissa White	Trustee	1.00	Director	$0	$0	$0
Linda Henderson	Secretary	1.00	Officer	$0	$0	$0
HILLARY THOMPSON	Treasurer	1.00	Officer	$0	$0	$0
Troy Newbey	former chairperson	1.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$297,778	$247,970	$331,635	$49,808
2024	$372,440	$250,253	$290,106	$122,187
2023	$19,740	$246,962	$167,572	$-227,222
2022	$260,372	$264,127	$402,574	$-3,755
2021	$268,585	$301,788	$407,069	$-33,203
2020	$262,243	$293,866	$432,638	$-31,623
2019	$212,632	$331,080	$475,477	$-118,448
2018	$486,573	$343,612	$589,179	$142,961

MOUNT VERNON BOARD OF EDUCATION EMPLOYEE BENEFIT TRUST FUND