BUSINESS EDUCATION IN SCIENCE AND … - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

EDWARD RABINOVICH

Phone

7183601534

Tax Period

2025-01-01 to 2025-12-31

BUSINESS EDUCATION IN SCIENCE AND TECHNOLOGY FOR NEW AMERICANS INC, founded in 1996, is a community nonprofit in the Education sector that reported $5.9M in total revenue in fiscal year 2025.

Mission

PROVIDES EDUCATIONAL SERVICES TO STUDENTS SEEKING NEW SKILLS AS TO OBTAIN JOBS

Program Service Accomplishments

Program 1

Expenses: $3,713,884

PROVIDES EDUCATIONAL SERVICES TO STUDENTS SEEKING NEW SKILLS AS TO OBTAIN JOBS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $5,909,101

Investment Income $0

Other Revenue $0

TOTAL REVENUE $5,909,101

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,589,978

Fundraising Expenses $0

Program Expenses $3,713,884

Other Expenses $2,318,357

TOTAL EXPENSES $5,908,335

Year-over-Year Comparison

	2025	2024	Change
Revenue	$5,909,101	$5,478,891	+0.1%
Expenses	$5,908,335	$5,376,624	+0.1%
Net Income	$766	$102,267	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

127

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$328,293

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
EDWARD RABINOVICH	EXECUTIVE DI	40.00	Officer	$172,514	$0	$172,514
MICHAEL RABINOVICH	DIRECTOR OF	40.00	Officer	$155,779	$0	$155,779
JOEL GUMBINER	BOARD MEMBER	0.50	Director	$0	$0	$0
MICHAEL NECHAEVSKY	TREASURER/SE	1.00	Officer Director	$0	$0	$0
LORA POLYAKOV	BOARD MEMBER	0.50	Director	$0	$0	$0
SUSAN PUSTINIKOV	BOARD MEMBER	0.50	Director	$0	$0	$0
RENE TENENBAUM	BOARD MEMBER	0.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$5,909,101	$5,908,335	$2,729,710	$766
2024	$5,478,891	$5,376,624	$2,433,692	$102,267
2023	$3,917,911	$3,881,733	$2,309,241	$36,178
2022	$4,679,269	$4,780,175	$2,205,004	$-100,906
2021	$5,450,539	$4,154,431	$2,292,597	$1,296,108
2021	$5,450,539	$4,421,917	$2,025,111	$1,028,622
2020	$2,732,236	$3,132,253	$1,871,595	$-400,017
2019	$3,230,398	$3,249,784	$1,426,205	$-19,386
2018	$3,257,291	$3,252,113	$1,436,770	$5,178

BUSINESS EDUCATION IN SCIENCE AND TECHNOLOGY FOR NEW AMERICANS INC