MERCHANT RISK COUNCIL

EIN: 134142147 Community Improvement

REDMOND, WA

Total Revenue
$11,261,662
Total Expenses
$11,454,593
Total Assets
$7,792,025
Net Assets
$4,893,668
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2000
Legal Domicile
NY
Principal Officer
JULIE FERGERSON
Phone
2063642789
Tax Period
2024-07-01 to 2025-06-30

MERCHANT RISK COUNCIL, founded in 2000, is a mid-sized nonprofit in the Community Improvement sector that reported $11.3M in total revenue in fiscal year 2024.

Mission

BE THE GO-TO PLACE FOR ECOMMERCE PAYMENT AND FRAUD PROFESSIONALS GLOBALLY TO FACILITATE NETWORKING, EDUCATION AND ADVOCACY.

Program Service Accomplishments

Program 1

MERCHANT RISK COUNCIL'S PROGRAMS, GOALS, AND OBJECTIVES ARE BUILT ON FOUR PILLARS - COLLABORATION, NETWORKING, EDUCATION, AND ADVOCACY. WITH THOSE FUNDAMENTAL PILLARS AS THE GUIDING PRINCIPLES...

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MERCHANT RISK COUNCIL'S PROGRAMS, GOALS, AND OBJECTIVES ARE BUILT ON FOUR PILLARS - COLLABORATION, NETWORKING, EDUCATION, AND ADVOCACY. WITH THOSE FUNDAMENTAL PILLARS AS THE GUIDING PRINCIPLES, MERCHANT RISK COUNCIL (MRC) HOSTED SIX IN-PERSON CONFERENCES, WELCOMING PAYMENTS AND FRAUD PROFESSIONALS FROM AROUND THE WORLD AND PROVIDING AN ENVIRONMENT FOR LEARNING, SHARING INDUSTRY INSIGHTS AND BEST PRACTICES, AND NETWORKING. TO CONTINUALLY OFFER DIFFERENT WAYS FOR INDUSTRY PROFESSIONALS TO GET TOGETHER, COLLABORATE, AND LEARN FROM COLLEAGUES, THE MRC ALSO HOSTED A NUMBER OF VIRTUAL SUMMITS ON TRENDING INDUSTRY TOPICS, AS WELL AS IN-PERSON REGIONAL NETWORKING EVENTS IN THE AMERICAS, EUROPE, AND ASIA-PACIFIC AND LATAM.

Program 2

THE MRC PLACES GREAT VALUE ON INDUSTRY EDUCATION AND PROVIDES EDUCATIONAL CONTENT THROUGH WEBINARS, WORKSHOPS, AND AN EVER-EXPANDING CATALOG OF ACCREDITED ONLINE COURSES ON TOPICS RELEVANT TO...

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THE MRC PLACES GREAT VALUE ON INDUSTRY EDUCATION AND PROVIDES EDUCATIONAL CONTENT THROUGH WEBINARS, WORKSHOPS, AND AN EVER-EXPANDING CATALOG OF ACCREDITED ONLINE COURSES ON TOPICS RELEVANT TO PAYMENTS AND FRAUD PREVENTION PROFESSIONALS.

Program 3

THE MRC LEVERAGED ITS EXTENSIVE INSTITUTIONAL KNOWLEDGE AND RELATIONSHIPS ACROSS THE PAYMENTS AND FRAUD PREVENTION INDUSTRIES TO DEVELOP AN UNPRECEDENTED CERTIFICATION PROGRAM. CERTIFIED PAYMENTS AND...

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THE MRC LEVERAGED ITS EXTENSIVE INSTITUTIONAL KNOWLEDGE AND RELATIONSHIPS ACROSS THE PAYMENTS AND FRAUD PREVENTION INDUSTRIES TO DEVELOP AN UNPRECEDENTED CERTIFICATION PROGRAM. CERTIFIED PAYMENTS AND FRAUD PREVENTION PROFESSIONAL (CPFPP) CERTIFICATION PROVIDES VERIFIED PROOF OF EXPERTISE FOR ANYONE HOPING TO ADVANCE THEIR CAREER IN THE RELATED FIELDS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $10,984,334
Investment Income $277,328
Other Revenue $0
TOTAL REVENUE $11,261,662

Expense Breakdown

Grants Paid $0
Salaries & Benefits $6,025,829
Fundraising Expenses $0
Other Expenses $5,428,764
TOTAL EXPENSES $11,454,593

Year-over-Year Comparison

2024 2023 Change
Revenue $11,261,662 $10,590,885 +0.1%
Expenses $11,454,593 $10,876,406 +0.1%
Net Income $-192,931 $-285,521 -0.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Liquidity & Cash Position

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Governance

Voting Members
10
Independent Members
10
Employees
41
Volunteers
12

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$614,337
Total Directors
11
$0
Key Employees
1
$262,558
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MICHEAL EGAN CO-CHAIR (THRU 1/25) 4.00
Officer Director
$0 $0 $0
LEE CLIFTON CO-CHAIR 4.00
Officer Director
$0 $0 $0
STUART MANN TREASURER 2.00
Officer Director
$0 $0 $0
NATALIE DUNNE SECRETARY 2.00
Officer Director
$0 $0 $0
SAM ANSON BOARD MEMBER 2.00
Director
$0 $0 $0
BRIGETTE KORNEY BOARD MEMBER 2.00
Director
$0 $0 $0
KEVIN LEE BOARD MEMBER 2.00
Director
$0 $0 $0
AMANDA MICKLEBURGH BOARD MEMBER(THRU 6/25) 2.00
Director
$0 $0 $0
KRISTEN MORROW-GREVEN BOARD MEMBER 2.00
Director
$0 $0 $0
DAVE SENCI BOARD MEMBER 2.00
Director
$0 $0 $0
TINA VANBRUNT BOARD MEMBER 2.00
Director
$0 $0 $0
JULIE FERGERSON CHIEF EXECUTIVE OFFICER 40.00
Officer
$381,516 $28,549 $410,065
JULIE LYNCH VP, FINANCE & ADMINISTRATION 40.00
Officer
$195,947 $8,325 $204,272
TRACY BROWN VP, PROGRAMS & TECHNOLOGY 40.00
Key Emp
$252,380 $10,178 $262,558
RHIANNA COLLIER VP, MEMBERSHIP & EVENTS 40.00
Highest
$219,085 $23,386 $242,471
KEITH BRISCOE VP, ADVOCACY 40.00
Highest
$193,973 $25,961 $219,934
LAURA LIVELY SR. DIR., CONF & WEB. PROGRAM 40.00
Highest
$169,707 $17,273 $186,980
DAFYD JONES DIRECTOR, TECHNOLOGY & INNOVATION 40.00
Highest
$167,836 $24,385 $192,221
MICHAEL DESANTIS SENIOR MANAGER, PROJECTS & PROCESS 40.00
Highest
$162,008 $24,237 $186,245
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $11,261,662 $11,454,593 $7,792,025 $-192,931
2024 $10,590,885 $10,876,406 $8,125,681 $-285,521
2023 $9,392,237 $9,430,673 $7,911,700 $-38,436
2022 $9,175,290 $7,664,147 $7,574,698 $1,511,143
2021 $3,889,563 $3,959,458 $6,892,922 $-69,895
2020 $3,590,781 $4,451,070 $7,545,593 $-860,289
2019 $7,428,264 $6,596,733 $7,699,962 $831,531
2018 $7,326,641 $6,538,064 $5,722,483 $788,577
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