WEBSTER LAKE ASSOCIATION INC (EIN 134210812) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

MICHAEL STEPKA

Phone

5089490826

Tax Period

2025-01-01 to 2025-12-31

WEBSTER LAKE ASSOCIATION INC, founded in 2003, is a small nonprofit in the Environment sector that reported $177K in total revenue in fiscal year 2025. Revenue surged 338% from the prior year, signaling strong growth momentum. The organization ran a surplus of $56K, a strong 32% operating margin.

Mission

PROMOTE AND EDUCATE THE COMMUNITY ON MATTERS OF SOUND LAKE MANAGEMENT THROUGH LOCAL COMMUNITY SOCIAL, CIVIC EVENTS AND FUND RAISING ACTIVITES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $126,253

Program Service Revenue $0

Investment Income $6,861

Other Revenue $43,873

TOTAL REVENUE $176,987

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $120,525

Other Expenses $120,525

TOTAL EXPENSES $120,525

Year-over-Year Comparison

	2025	2024	Change
Revenue	$176,987	$40,371	+3.4%
Expenses	$120,525	$121,346	0.0%
Net Income	$56,462	$-80,975	-1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KATIE O'LEARY	DIRECTOR	N/A	Officer Director	$0	$0	$0
BETH BOCK	SECRETARY	N/A	Officer Director	$0	$0	$0
PAUL LAFRAMBOISE	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
MICHAEL STEPKA	TREASURER	N/A	Officer Director	$0	$0	$0
ALLEN PHILLIPS	PRESIDENT	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$176,987	$120,525	$341,415	$56,462
2024	$147,481	$159,888	$365,928	$-12,407
2024	$40,371	$121,346	$284,953	$-80,975
2023	$171,136	$223,992	$378,635	$-52,856
2022	$273,658	$62,684	$431,491	$210,974

WEBSTER LAKE ASSOCIATION INC