RAMAPO FOR CHILDREN INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1922

Legal Domicile

Phone

2127547003

Tax Period

2023-11-01 to 2024-10-31

RAMAPO FOR CHILDREN INC, founded in 1922, is a community nonprofit in the Recreation & Sports sector that reported $8.4M in total revenue in fiscal year 2023.

Mission

RAMAPO FOR CHILDREN INSPIRES YOUTH WITH SPECIAL NEEDS TO EXPERIENCE SUCESS, DEVELOP HEALTHY RELATIOSHIPS AND LEARN NECESSARY LIFE SKILLS. ALSO, PROVIDING PRACTICAL TOOLS FOR MANAGING DIFFICULT BEHAVIORS AND FOSTERING ENVIRONMENTS THAT SUPPORT SUCCESS.

Program Service Accomplishments

Program 1

Expenses: $3,298,978 Revenue: $2,490,891

SUMMER CAMP:A RESIDENTIAL SUMMER CAMP THAT SERVES CHILDREN 6 TO 16 WHO ARE AFFECTED BY SOCIAL, EMOTIONAL, OR LEARNING CHALLENGES, INCLUDING CHILDREN AFFECTED BY AUTISM SPECTRUM DISORDERS. MORE THAT...

Program 2

Expenses: $1,627,277 Revenue: $1,448,720

RETREATS:RAMAPO FOR CHILDREN OFFERS YEAR-END, ADVENTURE-BASED RETREATS TO A RANGE OF SCHOOL AND COMMUNITY GROUPS IN A PEACEFUL ENVIRONMENT FREE FROM EXCESS NOISE AND DISTRACTIONS. 6,248 ATTENDEES...

RETREATS:RAMAPO FOR CHILDREN OFFERS YEAR-END, ADVENTURE-BASED RETREATS TO A RANGE OF SCHOOL AND COMMUNITY GROUPS IN A PEACEFUL ENVIRONMENT FREE FROM EXCESS NOISE AND DISTRACTIONS. 6,248 ATTENDEES EXPERIENCED THIS PROGRAM IN 2024. RAMAPO FOR CHILDREN OFFERS A VARIETY OF DAY CAMP PROGRAMS INCLUDING CREATIVE PROJECTS, HIKING, SPORTS, PERFORMING ARTS AND SWIMMING. 332 ATTENDEES EXPERIENCED THIS PROGRAM IN 2024.

Program 3

Expenses: $1,615,577 Revenue: $1,356,721

STAFF ASSISTANT EXPERIENCE:A RESIDENTIAL TRANSITION TO INDEPENDENCE PROGRAM FOR YOUNG ADULTS AGES 18 TO 25 WITH SOCIAL, EMOTIONAL, OR LEARNING CHALLENGES. 73 ATTENDEES EXPERIENCED THIS PROGRAM IN...

STAFF ASSISTANT EXPERIENCE:A RESIDENTIAL TRANSITION TO INDEPENDENCE PROGRAM FOR YOUNG ADULTS AGES 18 TO 25 WITH SOCIAL, EMOTIONAL, OR LEARNING CHALLENGES. 73 ATTENDEES EXPERIENCED THIS PROGRAM IN 2024.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $2,629,101

Program Service Revenue $5,769,361

Investment Income $60,630

Other Revenue $-103,496

TOTAL REVENUE $8,355,596

Expense Breakdown

Grants Paid $718,125

Salaries & Benefits $5,093,623

Fundraising Expenses $370,032

Program Expenses $7,783,869

Other Expenses $3,075,099

TOTAL EXPENSES $8,886,847

Year-over-Year Comparison

	2023	2022	Change
Revenue	$8,355,596	$8,736,344	0.0%
Expenses	$8,886,847	$11,082,683	-0.2%
Net Income	$-531,251	$-2,346,339	-0.8%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

403

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$323,561

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DANIEL STEPHENS	Executive Dir.	40.00	Officer	$171,440	$25,907	$197,347
JENNIFER ZANGER	CHIEF INNOVATION	40.00		$154,890	$28,271	$183,161
HANNAH MILLER	SR. DIR. TRAINING	40.00		$133,401	$16,032	$149,433
BRUCE KUZIOLA	CFO	29.00	Officer	$111,040	$15,174	$126,214
MIKE KUNIN	DIR. FAMILY RELAT	34.00		$113,482	$12,083	$125,565
JENNIFER BURI DA CUNHA	DIRECTOR OF ENG	40.00		$105,712	$17,301	$123,013
ANN E CARMEL	Director	1.00	Director	$0	$0	$0
JUDITH CASTILLO	Director	1.00	Director	$0	$0	$0
DAMIAN COMPA	Director	1.00	Director	$0	$0	$0
DEBORAH E COOPER	Director	1.00	Director	$0	$0	$0
NINA P FREEDMAN	Director	1.00	Director	$0	$0	$0
LAURIE GREENBERG	Director	1.00	Director	$0	$0	$0
SUSAN K HELLLER	Director	1.00	Director	$0	$0	$0
TERI GOLDBERG HOROWITZ	Director	1.00	Director	$0	$0	$0
DIANNE MORALES	Director	1.00	Director	$0	$0	$0
NANCY FULD NEFF	Director	1.00	Director	$0	$0	$0
JOEY PARNES	Director	1.00	Director	$0	$0	$0
JULIO PETERSON	Director	1.00	Director	$0	$0	$0
MICHAEL ROSENBAUM	Director	1.00	Director	$0	$0	$0
DAVID ROSS	Director	1.00	Director	$0	$0	$0
ELIZABETH A SANDER	Director	1.00	Director	$0	$0	$0
JON SELIB	Director	1.00	Director	$0	$0	$0
MICHELLE SOLOMON	Director	1.00	Director	$0	$0	$0
DODD R TERRY	Director	1.00	Director	$0	$0	$0
JULIE LEFF	Director	1.00	Director	$0	$0	$0
KATE KLEIN	Director	1.00	Director	$0	$0	$0
AARON LIEBERMAN	Director	1.00	Director	$0	$0	$0
CLAUDE ANN MELLINS PHD	Director	1.00	Director	$0	$0	$0
KATHERINE LOCKER SCHARLATT	President	1.00	Officer	$0	$0	$0
AMY NYE WOLF	Treasurer	1.00	Officer	$0	$0	$0
JADE GIFFIN	Secretary	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$8,355,596	$8,886,847	$9,621,887	$-531,251
2024	$8,355,596	$8,886,847	$9,621,887	$-531,251
2023	$8,736,344	$11,082,683	$10,280,170	$-2,346,339
2022	$11,029,940	$10,581,683	$11,234,456	$448,257
2022	$11,051,283	$10,580,292	$11,223,742	$470,991
2021	$9,513,715	$9,060,975	$11,074,602	$452,740
2020	$6,513,024	$8,068,085	$10,937,296	$-1,555,061
2019	$9,577,262	$10,192,133	$12,896,773	$-614,871
2018	$9,598,010	$9,418,193	$12,747,029	$179,817