VALLEY COTTAGE, NY
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)VALLEY COTTAGE LIBRARY, founded in 1959, is a community nonprofit in the Education sector that reported $2.7M in total revenue in fiscal year 2025. Net assets of $6.8M represent 30 months of operating reserves.
Valley Cottage Library (the Library) a not-for-profit corporation chartered by the New York State Education Department in 1959. It is organized to serve the educational and cultural needs of the community of the Nyack School District. It is concerned with providing materials for literacy, education, and cultural purposes and serves as a community and neighborhood meeting place. The Library is chartered to serve the residents of Valley Cottage (population. 9,038 as of the 2020 US Census) and it also provides equal services to all Nyack Residents. For the year ended December 31, 2025, the Nyack School District provided approximately 96% of the Librarys funding primarily through tax assessments. Operating under a seven-member Board of Trustees, the Library participates in community-driven initiatives and enhancement efforts through developing partnerships within our service area for the benefit of all residents within our chartered area
Primary Library Service RolesProviding Current Topics and Titles making materials available in a wide range of current formats (including print, electronic media and audio visual) that will appeal to...
Primary Library Service RolesProviding Current Topics and Titles making materials available in a wide range of current formats (including print, electronic media and audio visual) that will appeal to individual needs for cultural and social trends and the desire for recreational experiences. The Library also serves the needs of our community through a variety of non-traditional materials lending such as cake pans, lawn games and board games. Providing General Information meeting the needs of its customers for information and answers to questions on a broad array of topics related to work, school and personal life, including consumer information.Serving as a resource center for Lifelong Learning The Library provides opportunities for personal growth and development which includes various programs for youth and adults. Library staff engage in digital literacy training both formally and informally for all. Children ProgramsThe library provides programs for children from birth through fifth grade. Programs include: story times & literacy-based programs for babies, toddlers, kindergartners and elementary school children; book clubs, STEAM programs, early literacy programs, movies and performers for all ages.Teen ProgramsBook discussion, gaming programs, college preparation courses, and volunteer opportunities for teens. Adult programsThe library sponsors informative and entertaining talks, demonstrations, audio-visual presentations, workshops, crafts, concerts and other special event. Onsite programs such as the Cookbook Club and offsite programs such as Book and Pub allow staff to bring our community of users together over a shared experience of books and food.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $2,704,806 | $2,681,699 | +0.0% |
| Expenses | $2,713,664 | $2,666,698 | +0.0% |
| Net Income | $-8,858 | $15,001 | -1.6% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| CHRISTY BLANCHETTE | Executive Dir. | 40.00 |
Director
|
$157,500 | $0 | $157,500 |
| ASHLEY MARAFFINO | ASSISTANT DIRECTOR | 35.00 |
|
$105,903 | $0 | $105,903 |
| ARLETTE M MOONEY | Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| JEMAR WARD | Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| MICHAEL MARK | Treasurer | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| Melissa L Roy | Secretary | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| FRANK DWYER | President | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| MARJORIE MCLOUGHLIN | Vice President | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| Mary Fiore | Trustee | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $2,704,806 | $2,713,664 | $9,356,432 | $-8,858 |
| 2024 | $2,681,699 | $2,666,698 | $9,271,816 | $15,001 |
| 2023 | $2,845,564 | $2,531,529 | $9,253,906 | $314,035 |
| 2022 | $2,461,536 | $2,397,924 | $8,737,053 | $63,612 |
| 2021 | $2,467,810 | $2,266,209 | $8,620,075 | $201,601 |
| 2020 | $2,535,775 | $2,282,626 | $8,422,594 | $253,149 |
| 2019 | $2,415,166 | $2,349,199 | $8,098,877 | $65,967 |
| 2018 | $2,338,159 | $2,336,042 | $8,073,805 | $2,117 |
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