NATIONAL ASSOCIATION OF LETTER CAR… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1900

Legal Domicile

Principal Officer

KEVIN CONNORS

Phone

9147366300

Tax Period

2025-01-01 to 2025-12-31

NATIONAL ASSOCIATION OF LETTER CARRIERS MERGED BRANCH #693, founded in 1900, is a small nonprofit that reported $315K in total revenue in fiscal year 2025.

Mission

COLLECTION OF DUES TO FURTHER THE WORK OF THE NATIONAL AND LOCAL UNION.

Program Service Accomplishments

Program 1

COLLECTION OF DUES TO FURTHER THE WORK OF THE NATIONAL AND LOCAL UNION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $309,452

Program Service Revenue $0

Investment Income $95

Other Revenue $5,253

TOTAL REVENUE $314,800

Expense Breakdown

Grants Paid $0

Salaries & Benefits $272,587

Fundraising Expenses $0

Other Expenses $56,639

TOTAL EXPENSES $329,226

Year-over-Year Comparison

	2025	2024	Change
Revenue	$314,800	$323,810	0.0%
Expenses	$329,226	$332,539	0.0%
Net Income	$-14,426	$-8,729	+0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

824

Independent Members

824

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$229,864

Total Directors

$13,408

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ERIK CABRERA	TRUSTEE	2.00	Director	$1,405	$0	$1,405
ANGELO GOREVICH	TRUSTEE	2.00	Director	$900	$0	$900
ERIC MANZOEILLO	TRUSTEE	2.00	Director	$1,492	$0	$1,492
MICHAEL RUSSO	TREASURER	2.00	Director	$5,457	$0	$5,457
LARRY FORREST	TRUSTEE	2.00	Director	$2,700	$0	$2,700
LINTON HARGROVE	TRUSTEE	2.00	Director	$1,454	$0	$1,454
KEVIN CONNORS	TREASURER	8.00	Officer	$19,463	$0	$19,463
STEVE LAREN	VICE PRESIDENT	8.00	Officer	$19,977	$0	$19,977
RICHARD MONTESARCHIO	PRESIDENT	32.00	Officer	$75,517	$0	$75,517
CHARLES KAVANA	EXECUTIVE VP	24.00	Officer	$48,863	$0	$48,863
STEVEN O'CONNOR	HB REP	4.00	Officer	$3,624	$0	$3,624
JOSEPH GINESE	FINANCIAL SECRETARY	8.00	Officer	$26,821	$0	$26,821
VICTORIA DOWNER	RECORDING SEC'Y	16.00	Officer	$35,599	$0	$35,599

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$314,800	$329,226	$158,799	$-14,426
2024	$323,810	$332,539	$173,225	$-8,729
2023	$317,950	$310,078	$181,954	$7,872
2022	$295,419	$333,413	$174,082	$-37,994
2021	$288,451	$304,352	$212,076	$-15,901
2020	$290,040	$284,070	$227,977	$5,970

NATIONAL ASSOCIATION OF LETTER CARRIERS MERGED BRANCH #693