HASTINGS TEACHERS ASSOCIATION BENEFIT FUND (EIN 136717812) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1975

Legal Domicile

Principal Officer

SUZANNE VACCARO

Tax Period

2023-09-01 to 2024-08-31

HASTINGS TEACHERS ASSOCIATION BENEFIT FUND, founded in 1975, is a small nonprofit that reported $507K in total revenue in fiscal year 2023. The organization ran a surplus of $120K, a strong 24% operating margin.

Mission

TO PROVIDE SUPPLEMENTAL HEALTH INSURANCE TO ELIGIBLE PARTICIPANTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $505,500

Investment Income $455

Other Revenue $1,286

TOTAL REVENUE $507,241

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $367,921

Other Expenses $19,500

TOTAL EXPENSES $387,421

Year-over-Year Comparison

	2023	2022	Change
Revenue	$507,241	$478,372	+0.1%
Expenses	$387,421	$408,321	-0.1%
Net Income	$119,820	$70,051	+0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SUZANNE VACCARO	TRUSTEE	008.00	Director	$0	$0	$0
JOAN FELIPE	TRUSTEE	003.00	Director	$0	$0	$0
JOCELYN PEREZ	TRUSTEE	003.00	Director	$0	$0	$0
MARYANNE GOCMAN	TRUSTEE	003.00	Director	$0	$0	$0
CHRISTINE SAMUEL	TRUSTEE	003.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$507,241	$387,421	$568,115	$119,820
2023	$478,372	$408,321	$430,648	$70,051
2022	$422,650	$332,268	$360,598	$90,382
2021	$412,037	$346,798	$271,700	$65,239
2020	$381,537	$335,030	$206,453	$46,507
2019	$358,157	$349,423	$158,220	$8,734

HASTINGS TEACHERS ASSOCIATION BENEFIT FUND