YORKTOWN CONGRESS OF TEACHERS WELFARE FUND (EIN 136738864) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1976

Legal Domicile

Principal Officer

KRISTEN DIGUGLIELMO

Phone

9142471948

Tax Period

2024-07-01 to 2025-06-30

YORKTOWN CONGRESS OF TEACHERS WELFARE FUND, founded in 1976, is a community nonprofit that reported $1.5M in total revenue in fiscal year 2024. Revenue fell 77% from the prior year — a significant decline worth monitoring. Expenses of $1.4M left a modest 7% surplus.

Mission

TO PROVIDE SUPPLEMENTAL HEALTH AND OTHER BENEFITS TO ELIGIBLE PARTICIPANTS COVERED BY COLLECTIVE BARGAINING AGREEMENTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,469,756

Investment Income $65,978

Other Revenue $6,263

TOTAL REVENUE $1,541,997

Expense Breakdown

Grants Paid $0

Salaries & Benefits $80,638

Fundraising Expenses $0

Other Expenses $55,490

TOTAL EXPENSES $1,429,218

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,541,997	$6,735,413	-0.8%
Expenses	$1,429,218	$6,085,746	-0.8%
Net Income	$112,779	$649,667	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$38,900

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SEAN KENNEDY	Trustee	1.00	Director	$4,500	$0	$18,300
JEFF CERAR	Trustee	1.00	Director	$4,000	$0	$8,100
KRISTEN DIGUGLIELMO	Trustee	5.00	Director	$5,000	$0	$5,000
SEAN CARRIG	Trustee	1.00	Director	$2,000	$0	$2,000
ROBERTA SPENCER	Trustee	1.00	Director	$2,000	$0	$2,000
CATHY DELBALZO	Trustee	1.00	Director	$2,000	$0	$2,000
AMANDA McNAMEE	Trustee	1.00	Director	$1,000	$0	$1,000
MELISSA HREYO	Trustee	1.00	Director	$500	$0	$500
ROBERTA MARRO	Trustee	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,541,997	$1,429,218	$2,609,789	$112,779
2024	No data	No data	No data	No data
2023	$1,119,282	$1,438,672	$2,104,454	$-319,390
2022	$1,282,831	$1,264,087	$2,426,063	$18,744
2021	$1,445,192	$1,229,643	$2,482,272	$215,549
2020	$1,224,128	$1,067,345	$2,287,385	$156,783
2019	$1,202,725	$1,205,388	$2,079,138	$-2,663

YORKTOWN CONGRESS OF TEACHERS WELFARE FUND