MARSH & MCLENNAN COMPANIES ER FUNDED WELFARE BENEFITS TRUST (EIN 136842498) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1982

Legal Domicile

Principal Officer

GIA UYEN LE

Phone

2123455000

Tax Period

2024-01-01 to 2024-12-31

MARSH & MCLENNAN COMPANIES ER FUNDED WELFARE BENEFITS TRUST, founded in 1982, is a major nonprofit that reported $336.8M in total revenue in fiscal year 2024. Revenue grew 8% year-over-year, indicating healthy expansion. Expenses of $320.8M left a modest 5% surplus.

Mission

PROVIDE INSURANCE BENEFIT PROGRAMS FOR EMPLOYEES

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $331,603,890

Investment Income $5,138,319

Other Revenue $24,435

TOTAL REVENUE $336,766,644

Expense Breakdown

Grants Paid $0

Salaries & Benefits $84,272

Fundraising Expenses $0

Other Expenses $59,915,605

TOTAL EXPENSES $320,831,227

Year-over-Year Comparison

	2024	2023	Change
Revenue	$336,766,644	$311,401,343	+0.1%
Expenses	$320,831,227	$313,853,981	+0.0%
Net Income	$15,935,417	$-2,452,638	-7.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
N/A	TRUSTEE	0.00		$84,272	$0	$84,272

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$336,766,644	$320,831,227	$116,557,877	$15,935,417
2023	$311,401,343	$313,853,981	$94,956,631	$-2,452,638
2022	$300,017,079	$291,933,391	$91,702,870	$8,083,688
2021	$278,942,561	$275,938,227	$89,943,779	$3,004,334
2020	$262,604,585	$255,207,884	$82,223,037	$7,396,701
2019	$269,675,440	$267,020,174	$73,515,039	$2,655,266
2018	$262,728,568	$264,710,966	$65,060,307	$-1,982,398

MARSH & MCLENNAN COMPANIES ER FUNDED WELFARE BENEFITS TRUST