Adirondack Regional Chambers of Co… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1914

Legal Domicile

Principal Officer

Tricia Rogers

Phone

5187981761

Tax Period

2025-01-01 to 2025-12-31

Adirondack Regional Chambers of Commerce Inc, founded in 1914, is a small nonprofit that reported $992K in total revenue in fiscal year 2025. Revenue grew 12% year-over-year, indicating healthy expansion. Expenses of $845K left a modest 15% surplus.

Mission

To enhance business in the community and to provide a networking environment for area businesses, promote tourism in the community and develop new business.

Program Service Accomplishments

Program 1

Expenses: $639,486 Revenue: $875,611

Provide various events to promote Adirondack region businesses and to encourage networking opportunities for the businesses which are members of the Chamber.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $71,089

Program Service Revenue $875,611

Investment Income $35,396

Other Revenue $9,638

TOTAL REVENUE $991,734

Expense Breakdown

Grants Paid $50,000

Salaries & Benefits $408,227

Fundraising Expenses $0

Program Expenses $639,486

Other Expenses $387,221

TOTAL EXPENSES $845,448

Year-over-Year Comparison

	2025	2024	Change
Revenue	$991,734	$887,273	+0.1%
Expenses	$845,448	$791,482	+0.1%
Net Income	$146,286	$95,791	+0.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$178,440

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Tricia Rogers	President & CEO	40.00	Officer	$146,995	$31,445	$178,440
Rebecca Wood	Vice Chair	1.00	Officer Director	$0	$0	$0
John Aspland Jr	Director	1.00	Director	$0	$0	$0
Ray Agnew	Director	1.00	Director	$0	$0	$0
Bill Moon	Director	1.00	Director	$0	$0	$0
Ryan Haig	Director	1.00	Director	$0	$0	$0
Paula Traina	Director	1.00	Director	$0	$0	$0
Marc Yrsha	Past-Chair	1.00	Officer Director	$0	$0	$0
Dan Washburn	Committee Chair	1.00	Officer Director	$0	$0	$0
Chris Barden	Director	1.00	Director	$0	$0	$0
Juan Gonzales	Treasurer	2.00	Officer Director	$0	$0	$0
Andrea Deepe	Committee Chair	1.00	Officer Director	$0	$0	$0
Maurice O'Connell	Director	1.00	Director	$0	$0	$0
Craig Seybolt	Director	1.00	Director	$0	$0	$0
Jeff Mead	Director	1.00	Director	$0	$0	$0
Christopher Thomas	Director	1.00	Director	$0	$0	$0
Damian D'Angelico	Chair	2.00	Officer Director	$0	$0	$0
Kerry Kane	Director	1.00	Director	$0	$0	$0
Eric Ryan	Director	1.00	Director	$0	$0	$0
Jennifer Rozell Whalen	Secretary	1.00	Officer Director	$0	$0	$0
Tim Seeley Jr	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$991,734	$845,448	$1,344,671	$146,286
2024	$887,273	$791,482	$1,197,738	$95,791
2023	$783,029	$683,474	$915,523	$99,555
2022	$742,218	$636,972	$861,052	$105,246
2021	$795,216	$684,974	$450,282	$110,242
2020	$617,915	$574,845	$338,383	$43,070
2019	$677,185	$681,225	$329,448	$-4,040
2018	$520,917	$700,733	$395,774	$-179,816

Adirondack Regional Chambers of Commerce Inc