UNDERWRITERS RATING BOARD

EIN: 141132305

ALBANY, NY

Total Revenue
$1,918,155
Total Expenses
$1,719,122
Total Assets
$2,797,467
Net Assets
$2,797,010
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1952
Legal Domicile
NY
Tax Period
2023-01-01 to 2023-12-31

UNDERWRITERS RATING BOARD, founded in 1952, is a community nonprofit that reported $1.9M in total revenue in fiscal year 2023. Expenses of $1.7M left a modest 10% surplus.

Mission

THE ORGANIZATION PROVIDES RATING SERVICES AND STATISTICAL ANALYSIS FOR ITS MEMBER MUTUAL COMPANIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,870,773
Program Service Revenue $420
Investment Income $44,416
Other Revenue $2,546
TOTAL REVENUE $1,918,155

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,474,520
Fundraising Expenses $0
Program Expenses $1,719,122
Other Expenses $244,602
TOTAL EXPENSES $1,719,122

Year-over-Year Comparison

2023 2022 Change
Revenue $1,918,155 $1,835,456 +0.0%
Expenses $1,719,122 $1,526,889 +0.1%
Net Income $199,033 $308,567 -0.4%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
3
Independent Members
3
Employees
11
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
TIMOTHY CURREN MANAGER 40.00
Highest
$182,812 $0 $182,812
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 No data No data No data No data
2023 $1,918,155 $1,719,122 $2,797,467 $199,033
2022 $1,835,456 $1,526,889 $2,598,799 $308,567
2021 $1,882,408 $1,588,626 $2,289,587 $293,782
2020 $1,749,630 $1,636,495 $1,996,604 $113,135
2019 $1,684,261 $1,610,985 $1,887,269 $73,276
2018 $1,650,893 $1,590,366 $1,813,880 $60,527
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