SCHENECTADY CURLING CLUB INC (EIN 141251124) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1923

Legal Domicile

Principal Officer

CHAD ALOJIPAN

Phone

5183724063

Tax Period

2024-10-01 to 2025-09-30

SCHENECTADY CURLING CLUB INC, founded in 1923, is a small nonprofit in the Recreation & Sports sector that reported $176K in total revenue in fiscal year 2024. Revenue fell 24% from the prior year — a significant decline worth monitoring. Expenses of $163K left a modest 7% surplus.

Mission

WE SUPPORT AND MAINTAIN ONE OF THE LARGER CURLING FACILITIES IN THE U.S.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $112,148

Program Service Revenue $30,357

Investment Income $6,947

Other Revenue $26,733

TOTAL REVENUE $176,185

Expense Breakdown

Grants Paid $0

Salaries & Benefits $9,564

Fundraising Expenses $0

Program Expenses $163,278

Other Expenses $153,714

TOTAL EXPENSES $163,278

Year-over-Year Comparison

	2024	2023	Change
Revenue	$176,185	$232,202	-0.2%
Expenses	$163,278	$152,293	+0.1%
Net Income	$12,907	$79,909	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

150

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHAD ALOJIPAN	PRESIDENT	10.00	Officer Director	$0	$0	$0
MATTHEW GREEN	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
DAN STUHLMAN	CO-TREASURER	10.00	Officer Director	$0	$0	$0
BRAD JOHNSON	CO-TREASURER	10.00	Officer Director	$0	$0	$0
KEVIN MARTIN	SECRETARY	2.00	Officer Director	$0	$0	$0
BRIAN STEWART	DIRECTOR	1.00	Director	$0	$0	$0
FAY NAVRATIL	DIRECTOR	1.00	Director	$0	$0	$0
SARA JOHNSEN	DIRECTOR	1.00	Director	$0	$0	$0
JOE PEROTTO	DIRECTOR	1.00	Director	$0	$0	$0
KATHY EICHOLZ	DIRECTOR	1.00	Director	$0	$0	$0
PAT HOWARD	DIRECTOR	1.00	Director	$0	$0	$0
RENEE MALCOLM	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$176,185	$163,278	$659,380	$12,907
2024	$232,202	$152,293	$655,823	$79,909
2023	$218,654	$164,504	$581,089	$54,150
2022	$169,887	$137,898	$480,534	$31,989
2021	$64,233	$61,911	$448,545	$2,322
2020	$128,677	$117,671	$446,223	$11,006
2019	$379,782	$129,811	$435,217	$249,971

SCHENECTADY CURLING CLUB INC