MID HUDSON TRES DIAS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1976

Legal Domicile

Principal Officer

AMY FINKBEINER

Tax Period

2021-01-01 to 2021-12-31

MID HUDSON TRES DIAS, founded in 1976, is a micro nonprofit that reported $6K in total revenue in fiscal year 2021. Revenue fell 74% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $2K, a strong 33% operating margin.

Mission

THE PURPOSE OF TRES DIAS IS TO GLORIFY GOD THROUGH JESUS CHRIST BY DEVELOPING CHRISTIANS.

Program Service Accomplishments

Program 1

Expenses: $3,797

THE PURPOSE OF TRES DIAS IS TO GLORIFY GOD BY DEVELOPING CHRISTIAN VALUES THRU EDUCATION

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $6,258

Investment Income $216

Other Revenue $0

TOTAL REVENUE $6,474

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $3,797

Other Expenses $4,332

TOTAL EXPENSES $4,332

Year-over-Year Comparison

	2021	2020	Change
Revenue	$6,474	$24,553	-0.7%
Expenses	$4,332	$26,268	-0.8%
Net Income	$2,142	$-1,715	-2.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
ERNIE DAVIS	PRESIDENT	Officer	$0	$0	$0
AMY FINKBEINER	TREASURER	Officer	$0	$0	$0
TERRY HEIN	RECORDING SE	Officer	$0	$0	$0
DALE MECK	FINANCIAL SE	Officer	$0	$0	$0
VALERIE MEHL	VICE PRESIDE	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$6,474	$4,332	$32,746	$2,142
2020	$24,553	$26,268	$30,604	$-1,715
2019	$70,701	$72,068	$32,319	$-1,367
2018	$56,138	$61,948	$33,686	$-5,810