HABITAT FOR HUMANITY CAPITAL DISTRICT INC

EIN: 141708404 501(c)(3)

ALBANY, NY

Total Revenue
$3,286,989
Total Expenses
$3,444,756
Total Assets
$5,781,897
Net Assets
$733,058
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1988
Legal Domicile
NY
Principal Officer
CHRISTINE SCHUDDE
Phone
5184622993
Tax Period
2024-07-01 to 2025-06-30

HABITAT FOR HUMANITY CAPITAL DISTRICT INC, founded in 1988, is a community nonprofit that reported $3.3M in total revenue in fiscal year 2024. Revenue fell 21% from the prior year — a significant decline worth monitoring.

Mission

TO BUILD SIMPLE, DECENT AND AFFORDABLE HOMES IN PARTNERSHIP WITH LOWER INCOME HOUSEHOLDS. THE ORGANIZATION BUILDS HOUSES WITH DONATED MONEY, MATERIALS, AND LABOR AND SELLS THE HOMES TO ITS PARTNER FAMILIES, PROVIDING AN AFFORDABLE MORTGAGE AND BELOW-MARKET-VALUE SALES PRICE.

Program Service Accomplishments

Program 1
Expenses: $2,318,831 Revenue: $1,215,765

HOMEOWNERSHIP PROGRAM: HABITAT BUILDS NEW HOMES AND REHABILITATES VACANT HOMES FOR FIRST-TIME HOMEBUYERS. OUR PROFESSIONAL CONSTRUCTION STAFF MANAGES OUR BUILD SITES AND OVERSEES OUR PAID...

Read more

HOMEOWNERSHIP PROGRAM: HABITAT BUILDS NEW HOMES AND REHABILITATES VACANT HOMES FOR FIRST-TIME HOMEBUYERS. OUR PROFESSIONAL CONSTRUCTION STAFF MANAGES OUR BUILD SITES AND OVERSEES OUR PAID SUBCONTRACTORS AND VOLUNTEERS. WE BALANCE THE USE OF PROFESSIONAL AND VOLUNTEER LABOR TO ACHIEVE OUR GOAL OF SERVING AS MANY FAMILIES AND INDIVIDUALS AS WE CAN, AS EFFICIENTLY AS WE CAN. WE PRIMARILY BUILD INFILL NEW CONSTRUCTION RESIDENTIAL IN FOCUS NEIGHBORHOODS TO MAXIMIZE IMPACT. QUALIFIED HOMEBUYERS HAVE THE OPPORTUNITY TO PURCHASE A HOME THAT IS APPROPRIATE FOR THE SIZE AND COMPOSITION OF THEIR HOUSEHOLD BASED ON OUR CURRENT PROJECTS. HABITAT HOMES ARE THEN SOLD TO FIRST-TIME HOMEBUYERS AND FINANCED WITH AFFORDABLE LOANS. HABITAT WORKS WITH RESPONSIBLE BANKS TO HELP EXPAND ACCESS TO AFFORDABLE MORTGAGESADVOCATING FOR CHANGE TO UNDO DECADES OF UNFAIR LENDING PRACTICES AND PUBLIC POLICY. HABITAT HOMEBUYERS ARE QUALIFIED BASED ON THEIR LEVEL OF NEED, THEIR WILLINGNESS TO BECOME PARTNERS IN THE PROGRAM, AND THEIR ABILITY TO OBTAIN AND REPAY AN AFFORDABLE LOAN. DURING FISCAL YEAR 2025, HABITAT FOR HUMANITY CAPITAL DISTRICT COMPLETED AND SOLD 6 NEW CONSTRUCTION HOMES TO INCOME-ELIGIBLE HOMEBUYERS THAT QUALIFIED FOR HABITAT'S HOMEOWNERSHIP PROGRAM.

Program 2
Expenses: $574,140 Revenue: $565,183

HABITAT RESTORE: HABITAT FOR HUMANITY CAPITAL DISTRICT OPERATES A HOME IMPROVEMENT RETAIL STORE WHERE WE SELL NEW AND GENTLY USED FURNITURE, APPLIANCES, HOME DECOR AND BUILDING MATERIALS. IN FISCAL...

Read more

HABITAT RESTORE: HABITAT FOR HUMANITY CAPITAL DISTRICT OPERATES A HOME IMPROVEMENT RETAIL STORE WHERE WE SELL NEW AND GENTLY USED FURNITURE, APPLIANCES, HOME DECOR AND BUILDING MATERIALS. IN FISCAL YEAR 2025, THE RESTORE RAISED FUNDS TO BUILD HOMES AND STRENGTHEN NEIGHBORHOODS IN THE CAPITAL DISTRICT, PREVENTED 367 TONS OF MATERIAL FROM ENDING UP IN THE LANDFILL AND PROVIDED HOME IMPROVEMENT GOODS TO THE PUBLIC AT AN AFFORDABLE PRICE, THEREBY EXPANDING ACCESS TO HOME IMPROVEMENT AND REPAIR OPPORTUNITIES.

Program 3
Expenses: $136,586

FINANCIAL AND HOMEBUYER EDUCATION PROGRAMS: HABITAT WORKS WITH FAMILIES TO HELP THEM ACQUIRE THE ACCESS, SKILLS AND FINANCIAL EDUCATION NECESSARY FOR SUCCESSFUL, LONG-TERM HOMEOWNERSHIP. IN FISCAL...

Read more

FINANCIAL AND HOMEBUYER EDUCATION PROGRAMS: HABITAT WORKS WITH FAMILIES TO HELP THEM ACQUIRE THE ACCESS, SKILLS AND FINANCIAL EDUCATION NECESSARY FOR SUCCESSFUL, LONG-TERM HOMEOWNERSHIP. IN FISCAL YEAR 2025, HABITAT SERVED 96 PEOPLE THROUGH APPLICANT MEETINGS AND ORIENTATIONS, 11 PEOPLE THROUGH FINANCIAL LITERACY TRAINING, THREE HOUSEHOLDS THROUGH HOME MAINTENANCE TRAINING AND PROVIDED NEARLY174 PEOPLE WITH TARGETED REFERRALS TO OTHER HOUSING AGENCIES AND SERVICES. HABITAT FOR HUMANITY CAPITAL DISTRICT QUALIFIED AND PREPARED 6 HOMEBUYERS FOR SUCCESSFUL HOMEOWNERSHIP THROUGH HABITAT'S PROGRAM.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,710,886
Program Service Revenue $928,233
Investment Income $0
Other Revenue $647,870
TOTAL REVENUE $3,286,989

Expense Breakdown

Grants Paid $0
Salaries & Benefits $985,870
Fundraising Expenses $114,687
Program Expenses $3,029,557
Other Expenses $2,458,886
TOTAL EXPENSES $3,444,756

Year-over-Year Comparison

2024 2023 Change
Revenue $3,286,989 $4,150,677 -0.2%
Expenses $3,444,756 $3,452,354 0.0%
Net Income $-157,767 $698,323 -1.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
13
Independent Members
13
Employees
15
Volunteers
287

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$111,305
Total Directors
15
$0
Key Employees
0
$0
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ROJA EBRAHIMI DIRECTOR (THROUGH SEPT 2024) 1.00
Director
$0 $0 $0
ANDREA LOWE DIRECTOR 1.00
Director
$0 $0 $0
TA-SEAN MURDOCK DIRECTOR (THROUGH OCT 2024) 1.00
Director
$0 $0 $0
JOHN NOWAK DIRECTOR 1.00
Director
$0 $0 $0
PETER SCHAEFFING DIRECTOR 1.00
Director
$0 $0 $0
BRIGITTE PRYOR DIRECTOR 1.00
Director
$0 $0 $0
HEATHER GIORGIANNI DIRECTOR 1.00
Director
$0 $0 $0
JONATHAN DRAPER PRESIDENT 1.00
Officer Director
$0 $0 $0
MANDY SHERMAN-STONE SECRETARY 1.00
Officer Director
$0 $0 $0
ALLISON DOWNS TREASURER 1.00
Officer Director
$0 $0 $0
BRIDGET SCHULTZ VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
AMELIA ALLEN DIRECTOR 1.00
Director
$0 $0 $0
KATIE KEMP DIRECTOR 1.00
Director
$0 $0 $0
DENISE RELF DIRECTOR 1.00
Director
$0 $0 $0
KANNAN SUGATHAN DIRECTOR 1.00
Director
$0 $0 $0
CHRISTINE SCHUDDE EXECUTIVE DIRECTOR 45.00
Officer
$93,860 $17,445 $111,305
FRED DARGUSTE DIRECTOR OF CONSTRUCTION 45.00
Highest
$106,778 $25,479 $132,257
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $3,286,989 $3,444,756 $5,781,897 $-157,767
2024 $4,150,677 $3,452,354 $4,867,581 $698,323
2023 $3,636,609 $3,623,096 $4,635,848 $13,513
2022 $2,491,139 $2,815,159 $1,843,985 $-324,020
2021 $3,022,745 $2,964,998 $2,540,911 $57,747
2020 $2,600,822 $2,589,440 $2,850,230 $11,382
2019 $3,311,372 $3,622,502 $2,126,657 $-311,130
Explore More Nonprofits
Top 100 Nonprofits in New York Largest U.S. Nonprofits Best Rated Nonprofits Most Efficient Nonprofits

Compare HABITAT FOR HUMANITY CAPITAL DISTRICT INC with other nonprofits in New York and across the country.