ALBANY, NY
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)HABITAT FOR HUMANITY CAPITAL DISTRICT INC, founded in 1988, is a community nonprofit that reported $3.3M in total revenue in fiscal year 2024. Revenue fell 21% from the prior year — a significant decline worth monitoring.
TO BUILD SIMPLE, DECENT AND AFFORDABLE HOMES IN PARTNERSHIP WITH LOWER INCOME HOUSEHOLDS. THE ORGANIZATION BUILDS HOUSES WITH DONATED MONEY, MATERIALS, AND LABOR AND SELLS THE HOMES TO ITS PARTNER FAMILIES, PROVIDING AN AFFORDABLE MORTGAGE AND BELOW-MARKET-VALUE SALES PRICE.
HOMEOWNERSHIP PROGRAM: HABITAT BUILDS NEW HOMES AND REHABILITATES VACANT HOMES FOR FIRST-TIME HOMEBUYERS. OUR PROFESSIONAL CONSTRUCTION STAFF MANAGES OUR BUILD SITES AND OVERSEES OUR PAID...
HOMEOWNERSHIP PROGRAM: HABITAT BUILDS NEW HOMES AND REHABILITATES VACANT HOMES FOR FIRST-TIME HOMEBUYERS. OUR PROFESSIONAL CONSTRUCTION STAFF MANAGES OUR BUILD SITES AND OVERSEES OUR PAID SUBCONTRACTORS AND VOLUNTEERS. WE BALANCE THE USE OF PROFESSIONAL AND VOLUNTEER LABOR TO ACHIEVE OUR GOAL OF SERVING AS MANY FAMILIES AND INDIVIDUALS AS WE CAN, AS EFFICIENTLY AS WE CAN. WE PRIMARILY BUILD INFILL NEW CONSTRUCTION RESIDENTIAL IN FOCUS NEIGHBORHOODS TO MAXIMIZE IMPACT. QUALIFIED HOMEBUYERS HAVE THE OPPORTUNITY TO PURCHASE A HOME THAT IS APPROPRIATE FOR THE SIZE AND COMPOSITION OF THEIR HOUSEHOLD BASED ON OUR CURRENT PROJECTS. HABITAT HOMES ARE THEN SOLD TO FIRST-TIME HOMEBUYERS AND FINANCED WITH AFFORDABLE LOANS. HABITAT WORKS WITH RESPONSIBLE BANKS TO HELP EXPAND ACCESS TO AFFORDABLE MORTGAGESADVOCATING FOR CHANGE TO UNDO DECADES OF UNFAIR LENDING PRACTICES AND PUBLIC POLICY. HABITAT HOMEBUYERS ARE QUALIFIED BASED ON THEIR LEVEL OF NEED, THEIR WILLINGNESS TO BECOME PARTNERS IN THE PROGRAM, AND THEIR ABILITY TO OBTAIN AND REPAY AN AFFORDABLE LOAN. DURING FISCAL YEAR 2025, HABITAT FOR HUMANITY CAPITAL DISTRICT COMPLETED AND SOLD 6 NEW CONSTRUCTION HOMES TO INCOME-ELIGIBLE HOMEBUYERS THAT QUALIFIED FOR HABITAT'S HOMEOWNERSHIP PROGRAM.
HABITAT RESTORE: HABITAT FOR HUMANITY CAPITAL DISTRICT OPERATES A HOME IMPROVEMENT RETAIL STORE WHERE WE SELL NEW AND GENTLY USED FURNITURE, APPLIANCES, HOME DECOR AND BUILDING MATERIALS. IN FISCAL...
HABITAT RESTORE: HABITAT FOR HUMANITY CAPITAL DISTRICT OPERATES A HOME IMPROVEMENT RETAIL STORE WHERE WE SELL NEW AND GENTLY USED FURNITURE, APPLIANCES, HOME DECOR AND BUILDING MATERIALS. IN FISCAL YEAR 2025, THE RESTORE RAISED FUNDS TO BUILD HOMES AND STRENGTHEN NEIGHBORHOODS IN THE CAPITAL DISTRICT, PREVENTED 367 TONS OF MATERIAL FROM ENDING UP IN THE LANDFILL AND PROVIDED HOME IMPROVEMENT GOODS TO THE PUBLIC AT AN AFFORDABLE PRICE, THEREBY EXPANDING ACCESS TO HOME IMPROVEMENT AND REPAIR OPPORTUNITIES.
FINANCIAL AND HOMEBUYER EDUCATION PROGRAMS: HABITAT WORKS WITH FAMILIES TO HELP THEM ACQUIRE THE ACCESS, SKILLS AND FINANCIAL EDUCATION NECESSARY FOR SUCCESSFUL, LONG-TERM HOMEOWNERSHIP. IN FISCAL...
FINANCIAL AND HOMEBUYER EDUCATION PROGRAMS: HABITAT WORKS WITH FAMILIES TO HELP THEM ACQUIRE THE ACCESS, SKILLS AND FINANCIAL EDUCATION NECESSARY FOR SUCCESSFUL, LONG-TERM HOMEOWNERSHIP. IN FISCAL YEAR 2025, HABITAT SERVED 96 PEOPLE THROUGH APPLICANT MEETINGS AND ORIENTATIONS, 11 PEOPLE THROUGH FINANCIAL LITERACY TRAINING, THREE HOUSEHOLDS THROUGH HOME MAINTENANCE TRAINING AND PROVIDED NEARLY174 PEOPLE WITH TARGETED REFERRALS TO OTHER HOUSING AGENCIES AND SERVICES. HABITAT FOR HUMANITY CAPITAL DISTRICT QUALIFIED AND PREPARED 6 HOMEBUYERS FOR SUCCESSFUL HOMEOWNERSHIP THROUGH HABITAT'S PROGRAM.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $3,286,989 | $4,150,677 | -0.2% |
| Expenses | $3,444,756 | $3,452,354 | 0.0% |
| Net Income | $-157,767 | $698,323 | -1.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| ROJA EBRAHIMI | DIRECTOR (THROUGH SEPT 2024) | 1.00 |
Director
|
$0 | $0 | $0 |
| ANDREA LOWE | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| TA-SEAN MURDOCK | DIRECTOR (THROUGH OCT 2024) | 1.00 |
Director
|
$0 | $0 | $0 |
| JOHN NOWAK | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| PETER SCHAEFFING | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| BRIGITTE PRYOR | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| HEATHER GIORGIANNI | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| JONATHAN DRAPER | PRESIDENT | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| MANDY SHERMAN-STONE | SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| ALLISON DOWNS | TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| BRIDGET SCHULTZ | VICE PRESIDENT | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| AMELIA ALLEN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| KATIE KEMP | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DENISE RELF | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| KANNAN SUGATHAN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| CHRISTINE SCHUDDE | EXECUTIVE DIRECTOR | 45.00 |
Officer
|
$93,860 | $17,445 | $111,305 |
| FRED DARGUSTE | DIRECTOR OF CONSTRUCTION | 45.00 |
Highest
|
$106,778 | $25,479 | $132,257 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $3,286,989 | $3,444,756 | $5,781,897 | $-157,767 |
| 2024 | $4,150,677 | $3,452,354 | $4,867,581 | $698,323 |
| 2023 | $3,636,609 | $3,623,096 | $4,635,848 | $13,513 |
| 2022 | $2,491,139 | $2,815,159 | $1,843,985 | $-324,020 |
| 2021 | $3,022,745 | $2,964,998 | $2,540,911 | $57,747 |
| 2020 | $2,600,822 | $2,589,440 | $2,850,230 | $11,382 |
| 2019 | $3,311,372 | $3,622,502 | $2,126,657 | $-311,130 |
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