COLUMBIA-GREENE HABITAT FOR HUMANI… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

ALBERT BELLENCHIA

Tax Period

2024-07-01 to 2025-06-30

COLUMBIA-GREENE HABITAT FOR HUMANITY INC is a community nonprofit that reported $3.2M in total revenue in fiscal year 2024. Revenue surged 274% from the prior year, signaling strong growth momentum. The organization ran a surplus of $1.4M, a strong 42% operating margin.

Mission

WE TRANSFORM LIVES OF WORKING FAMILIES BY BUILDING SAFE, SUSTAINABLE AND AFFORDABLE HOMES, WORKING IN PARTNERSHIIP WITH QUALIFIED FAMILIES, COMMUNITY VOLUNTEERS, LOCAL ORGANIZATIONS AND AREA BUSINESSES.

Program Service Accomplishments

Program 1

Expenses: $942,619

HOME BUILIDING: PARTNERING WITH FAMILIES, COMMUNITY VOLUNTEERS, AND AREA BUSINESSES AND ORGANIZATIONS, HABITAT HELPS TRANSOFR LIVES. THE ORGANIZATION BUILDS AFFORDABLE AND SUSTAINABLE HOUSES THAT...

HOME BUILIDING: PARTNERING WITH FAMILIES, COMMUNITY VOLUNTEERS, AND AREA BUSINESSES AND ORGANIZATIONS, HABITAT HELPS TRANSOFR LIVES. THE ORGANIZATION BUILDS AFFORDABLE AND SUSTAINABLE HOUSES THAT BECOME THE FOUNDATION OF THEIR HOMEOWNERS' PATH TO STRONG, STABLE, AND INDEPENDENT LIVES AND FUTURES FOR THEMSELVES AND THEIR CHILDREN.

Program 2

Expenses: $460,871

RESTORE: RESTORE IS A HOME IMPROVEMENT STORE AND A DONATION CENTER, SELLING NEW AND GENTLY USED FURNITURE, APPLICANCES, HOME GOODS, BUILIDNG MATERIALS, AND MORE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,691,919

Program Service Revenue $13,600

Investment Income $19,190

Other Revenue $503,122

TOTAL REVENUE $3,227,831

Expense Breakdown

Grants Paid $0

Salaries & Benefits $793,462

Fundraising Expenses $4,115

Program Expenses $1,403,490

Other Expenses $1,064,788

TOTAL EXPENSES $1,858,250

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,227,831	$862,007	+2.7%
Expenses	$1,858,250	$1,233,633	+0.5%
Net Income	$1,369,581	$-371,626	-4.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$91,100

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ALBERT BELLENCHIA	EXECUTIVE OF	40.00	Officer	$91,100	$0	$91,100
JOSEPH GIOVANNELI	PRESIDENT	16.00	Officer Director	$0	$0	$0
PAUL MOSSMAN	VICE PRESIDE	0.75	Officer Director	$0	$0	$0
LAURA B FRIEDMAN	TREASURER	1.25	Officer Director	$0	$0	$0
SUSAN KRIM	SECRETARY	0.75	Officer Director	$0	$0	$0
CAROLYNN ANKLAM	DIRECTOR	0.75	Director	$0	$0	$0
RICHARD KOWEEK	DIRECTOR	0.75	Director	$0	$0	$0
SARA MCWILLIAMS	DIRECTOR	0.75	Director	$0	$0	$0
VERONICA MANGIONE	DIRECTOR	0.75	Director	$0	$0	$0
JOANNE DUNNE MURPHY	DIRECTOR	0.75	Director	$0	$0	$0
BECCA NELL	DIRECTOR	0.75	Director	$0	$0	$0
VIRGINA NIGHTINGALE	DIRECTOR	0.75	Director	$0	$0	$0
ALAN NISSELSON	DIRECTOR	0.75	Director	$0	$0	$0
VERNON PAYNE JR	DIRECTOR	0.75	Director	$0	$0	$0
JENNIFER VOLLOR	DIRECTOR	0.75	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,227,831	$1,858,250	$4,359,926	$1,369,581
2024	$862,007	$1,233,633	$2,007,535	$-371,626
2023	$1,584,872	$1,446,399	$2,086,116	$138,473
2022	$1,159,535	$878,651	$1,968,655	$280,884
2021	$784,665	$736,862	$1,868,728	$47,803
2020	$860,947	$651,332	$1,817,792	$209,615
2019	$689,549	$451,337	$1,517,934	$238,212
2018	$427,107	$450,592	$1,149,069	$-23,485

COLUMBIA-GREENE HABITAT FOR HUMANITY INC