CROSS-ROADS SPORTSMANS CLUB IN

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

MARY ABSHER

Tax Period

2023-01-01 to 2023-12-31

CROSS-ROADS SPORTSMANS CLUB IN, founded in 2003, is a small nonprofit in the Recreation & Sports sector that reported $173K in total revenue in fiscal year 2023. Revenue surged 28% from the prior year, signaling strong growth momentum. The organization ran a surplus of $51K, a strong 29% operating margin.

Mission

TO FOSTER FRIENDSHIP AND SOCIAL ACTIVITY AMONG ITS MEMBERS WHILE SUPPORTING LOCAL CHARITIES IN THE COMMUNITY

Program Service Accomplishments

Program 1

THE CLUB PROVIDES AN OPPORTUNITY FOR PERSONAL CONTACT AMONG MEMBERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $173,249

TOTAL REVENUE $173,249

Expense Breakdown

Grants Paid $650

Salaries & Benefits $55,231

Fundraising Expenses $0

Other Expenses $66,638

TOTAL EXPENSES $122,519

Year-over-Year Comparison

	2023	2022	Change
Revenue	$173,249	$134,950	+0.3%
Expenses	$122,519	$132,783	-0.1%
Net Income	$50,730	$2,167	+22.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$39,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GLENN BROOKS	PRESIDENT	10	Officer	$0	$0	$0
RICK LIPPOLD	VP	10	Officer	$0	$0	$0
TAMMIE GIBNER	SECRETARY	10	Officer	$0	$0	$0
MARY ABSHER	TREASURER	40	Officer	$39,000	$0	$39,000

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$173,249	$122,519	$121,422	$50,730
2022	$134,950	$132,783	$64,447	$2,167
2021	$164,543	$124,006	$60,850	$40,537
2020	$91,555	$105,520	$27,684	$-13,965
2019	$104,337	$121,993	$30,490	$-17,656
2018	$108,142	$110,442	$45,117	$-2,300