SSJ INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile

Principal Officer

DAWN BOYD

Phone

5415490989

Tax Period

2024-10-01 to 2025-09-30

SSJ INC is a small nonprofit in the Arts, Culture & Humanities sector that reported $272K in total revenue in fiscal year 2024. Revenue decreased 6% compared to the prior year.

Mission

EDUCATING THE PUBLIC IN VARIOUS FORMS OF FIBER ART THROUGH PUBLIC DISPLAYS AND LEARNING PROGRAMS

Program Service Accomplishments

Program 1

Expenses: $204,434

EDUCATING THE PUBLIC IN VARIOUS FORMS OF FIBER ART THROUGH PUBLIC DISPLAYS AND LEARNING PROGRAMS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $77,989

Program Service Revenue $152,063

Investment Income $5,884

Other Revenue $35,952

TOTAL REVENUE $271,888

Expense Breakdown

Grants Paid $0

Salaries & Benefits $91,136

Fundraising Expenses $36,068

Program Expenses $204,434

Other Expenses $175,141

TOTAL EXPENSES $266,277

Year-over-Year Comparison

	2024	2023	Change
Revenue	$271,888	$288,928	-0.1%
Expenses	$266,277	$248,411	+0.1%
Net Income	$5,611	$40,517	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

200

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HARMONY THOMAS	Director	2.00	Director	$0	$0	$0
MARION SHIMODA	Director	2.00	Director	$0	$0	$0
KUMI FISHER	Director	2.00	Director	$0	$0	$0
CAROL DIXON	Secretary	2.00	Director	$0	$0	$0
DONNA RICE	Chair	3.00	Director	$0	$0	$0
JAN TETZLAFF	Treasurer	3.00	Director	$0	$0	$0
JEAN WELLS KEENAN	Director	4.00	Director	$0	$0	$0
KRISTY RAWLS	Director	2.00	Director	$0	$0	$0
DAWN BOYD	Executive Dir.	40.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$271,888	$266,277	$326,822	$5,611
2023	$254,528	$212,907	$258,301	$41,621
2022	$213,798	$196,783	$215,983	$17,015
2021	$159,608	$101,882	$132,865	$57,726
2018	$307,785	$220,845	$124,471	$86,940