Yates County Chamber of Commerce I… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

Jessica Bacher

Phone

3155363111

Tax Period

2025-01-01 to 2025-12-31

Yates County Chamber of Commerce Inc, founded in 1995, is a small nonprofit that reported $671K in total revenue in fiscal year 2025. Revenue surged 23% from the prior year, signaling strong growth momentum. Expenses of $619K left a modest 8% surplus.

Mission

Promotes business through programs, services and events; addresses critical community issues and advocates responsible economic growth by bringing community leaders together.

Program Service Accomplishments

Program 1

Serve as a vital resource for the local business community and the wider region. Through its core program services, the Chamber has achieved significant accomplishments while ensuring that the needs of its membership remain at the heart of its mission. The Chamber provides personalized health insurance advice and placement services to members, helping businesses and individuals navigate options and secure coverage that best fits their needs. As the official Tourism Promotion Agency for the county, the Chamber leads marketing efforts that highlight Yates County as a premier Finger Lakes destination. (Continued on Schedule O.)Campaigns, digital outreach, and collaborative marketing have not only attracted visitors and strengthened the local economy but also created new opportunities for member businesses to thrive by welcoming and serving those visitors. The Chamber has organized and supported a variety of community events that bring people together, celebrate local culture, and enhance quality of life. By prioritizing the success of its membership through these efforts, the Chamber continues to promote economic growth, support local businesses, and build a stronger, more connected Yates County.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $505,650

Program Service Revenue $149,938

Investment Income $9,160

Other Revenue $6,201

TOTAL REVENUE $670,949

Expense Breakdown

Grants Paid $0

Salaries & Benefits $220,969

Fundraising Expenses $0

Other Expenses $391,078

TOTAL EXPENSES $618,641

Year-over-Year Comparison

	2025	2024	Change
Revenue	$670,949	$543,472	+0.2%
Expenses	$618,641	$547,035	+0.1%
Net Income	$52,308	$-3,563	-15.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$79,535

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mary Zelazny	Immediate Past Chair	0.30	Officer Director	$0	$0	$0
Natalie Payne	Chair	1.40	Officer Director	$0	$0	$0
Kim Hughes	Treasurer	1.40	Officer Director	$0	$0	$0
Natalie Travis	Vice-Chair	0.30	Officer Director	$0	$0	$0
Kyle Gifford	Director	0.30	Director	$0	$0	$0
Marla Hedworth	Director	0.30	Director	$0	$0	$0
Leah Hodge	Director	0.30	Director	$0	$0	$0
Greg DeForest-Campbell	Director	0.30	Director	$0	$0	$0
Abigail Dinan	Secretary	0.30	Officer Director	$0	$0	$0
Mahlon Esh	Director	0.30	Director	$0	$0	$0
Lyndsi Stoltzfus	Director	0.30	Director	$0	$0	$0
Brenda Marchionda	Director	0.30	Director	$0	$0	$0
Ryan Kennedy	Director	0.30	Director	$0	$0	$0
Brian Forrest	Director	0.30	Director	$0	$0	$0
Daniel Budmen	Director	0.30	Director	$0	$0	$0
Jessica Bacher	President & CEO	50.00	Officer	$77,218	$2,317	$79,535

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$670,949	$618,641	$419,930	$52,308
2024	No data	No data	No data	No data
2023	$807,159	$789,596	$372,364	$17,563
2022	$520,128	$656,751	$357,943	$-136,623
2021	$540,164	$471,592	$498,706	$68,572
2020	$485,864	$440,329	$434,290	$45,535
2019	$503,731	$482,015	$382,066	$21,716
2018	$549,665	$548,434	$363,248	$1,231

Yates County Chamber of Commerce Inc