RUSHFORD FREE LIBRARY (EIN 160871185) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1915

Legal Domicile

Principal Officer

MARTHA SABATO

Phone

5854372533

Tax Period

2024-01-01 to 2024-12-31

RUSHFORD FREE LIBRARY, founded in 1915, is a small nonprofit that reported $114K in total revenue in fiscal year 2024. The organization ran a surplus of $47K, a strong 41% operating margin.

Mission

TO PROVIDE INFORMATION, EDUCATION, RECREATION THROUGH A COLLECTION OF BOOKS AND OTHER MATERIAL

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $97,235

Program Service Revenue $0

Investment Income $16,886

Other Revenue $0

TOTAL REVENUE $114,121

Expense Breakdown

Grants Paid $0

Salaries & Benefits $32,485

Fundraising Expenses $0

Other Expenses $34,542

TOTAL EXPENSES $67,027

Year-over-Year Comparison

	2024	2023	Change
Revenue	$114,121	$107,706	+0.1%
Expenses	$67,027	$76,361	-0.1%
Net Income	$47,094	$31,345	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$19,568

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARTHA SABATO	PRESIDENT	5.00	Officer	$0	$0	$0
JESSICA HOXIE	TRESURER	2.00	Officer	$0	$0	$0
AMY CHIU	VICE PRESIDENT	1.00	Officer	$0	$0	$0
KRISTIN BARBER	SECRETARY	1.00	Officer	$0	$0	$0
REBECCA COLE	DIRECTOR	18.00	Key Emp	$19,568	$0	$19,568
ALLISON BARNES	TRUSTEE	1.00	Director	$0	$0	$0
DEBRA FORKEY	TRUSTEE	1.00	Director	$0	$0	$0
MARY JO HUBBARD	TRUSTEE	1.00	Director	$0	$0	$0
AMY STROMBERG	TRUSTEE	1.00	Director	$0	$0	$0
SANDY GUSTAFSON	TRUSTEE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$114,121	$67,027	$740,617	$47,094
2023	$88,509	$71,672	$558,578	$16,837
2021	$73,432	$58,956	$512,367	$14,476

RUSHFORD FREE LIBRARY