CATTARAUGUS AREA AMBULANCE SERVICE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1967

Legal Domicile

Principal Officer

NORMAN KAZMARK

Phone

7162579217

Tax Period

2025-04-01 to 2026-03-31

CATTARAUGUS AREA AMBULANCE SERVICE, founded in 1967, is a small nonprofit that reported $143K in total revenue in fiscal year 2025. Revenue surged 35% from the prior year, signaling strong growth momentum. The organization ran a surplus of $72K, a strong 50% operating margin.

Mission

RURAL EMERGENCY AMBULANCE SERVICE FOR COMMUNITY OF CATTARAUGUS, NEW YORK AND PROVIDE EMERGENCY ADDRESS SIGNS FOR RESIDENTIAL PROPERTY.

Program Service Accomplishments

Program 1

Expenses: $67,454 Revenue: $54,579

EMERGENCY AMBULANCE SERVICE FOR COMMUNITY OF CATTARAUGUS NY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $86,945

Program Service Revenue $54,579

Investment Income $118

Other Revenue $1,309

TOTAL REVENUE $142,951

Expense Breakdown

Grants Paid $2,012

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $67,454

Other Expenses $69,048

TOTAL EXPENSES $71,060

Year-over-Year Comparison

	2025	2024	Change
Revenue	$142,951	$105,904	+0.3%
Expenses	$71,060	$76,278	-0.1%
Net Income	$71,891	$29,626	+1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NORMA KAZMARK	PRESIDENT	2.00	Officer	$0	$0	$0
CYNTHIA EATON	VICE PRESIDENT	2.00	Officer	$0	$0	$0
JANET PRIEST	SECRETARY	2.00	Officer	$0	$0	$0
WALTER GUNTHER	TREASURER	5.00	Officer	$0	$0	$0
RANDAL PRIEST	MEMBER	2.00	Director	$0	$0	$0
JODIE GASPER	MEMBER	2.00	Director	$0	$0	$0
JOHN FINNEGAN	MEMBER	2.00	Director	$0	$0	$0
DANIEL MINNER	MEMBER	2.00	Director	$0	$0	$0
SHERRY RUPP	MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$142,951	$71,060	$425,168	$71,891
2025	$105,904	$76,278	$376,536	$29,626
2024	$71,879	$75,641	$391,078	$-3,762
2023	$67,335	$89,319	$423,967	$-21,984
2022	$82,148	$97,333	$462,806	$-15,185
2021	$94,207	$117,434	$490,212	$-23,227
2020	$217,165	$250,613	$531,162	$-33,448
2019	$148,313	$170,782	$581,931	$-22,469
2018	$108,262	$119,724	$619,725	$-11,462