Consumer Credit Counseling Service of Rochester Inc

EIN: 160972260 501(c)(3) Human Services

Rochester, NY

Total Revenue
$3,377,744
Total Expenses
$3,336,403
Total Assets
$7,763,279
Net Assets
$6,321,350
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1970
Legal Domicile
NY
Principal Officer
Jason Tracy
Phone
5855463440
Tax Period
2024-01-01 to 2024-12-31

Consumer Credit Counseling Service of Rochester Inc, founded in 1970, is a community nonprofit in the Human Services sector that reported $3.4M in total revenue in fiscal year 2024.

Mission

Educate and empower individuals to create a realistic budget to avoid bankruptcy.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $895,157
Program Service Revenue $1,995,889
Investment Income $367,215
Other Revenue $119,483
TOTAL REVENUE $3,377,744

Expense Breakdown

Grants Paid $35,664
Salaries & Benefits $2,024,199
Fundraising Expenses $0
Program Expenses $2,750,123
Other Expenses $1,276,540
TOTAL EXPENSES $3,336,403

Year-over-Year Comparison

2024 2023 Change
Revenue $3,377,744 $3,189,728 +0.1%
Expenses $3,336,403 $4,119,248 -0.2%
Net Income $41,341 $-929,520 -1.0%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
13
Independent Members
13
Employees
41
Volunteers
13

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$304,901
Total Directors
13
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Steve Young Member 0.50
Director
$0 $0 $0
Steve Phillips Chairman 0.60
Officer Director
$0 $0 $0
Edward Saresky Vice Chair 0.60
Officer Director
$0 $0 $0
Terry Allenbrandt Treasurer 0.60
Officer Director
$0 $0 $0
Sara Shimmel Member 0.50
Director
$0 $0 $0
Stephen LaSalle II Member 0.50
Director
$0 $0 $0
Cherrie Mahon Member 0.50
Director
$0 $0 $0
Dr Donna Haeger Member 0.50
Director
$0 $0 $0
Lee Drake Member 0.50
Director
$0 $0 $0
Anthony R Scalia Member 0.50
Director
$0 $0 $0
John Roman Member 0.50
Director
$0 $0 $0
Kory Samuels Member 0.50
Director
$0 $0 $0
Josh Kaplan Member 0.50
Director
$0 $0 $0
Jason Tracy Chief Executive Officer 40.00
Officer
$150,217 $18,782 $168,999
Christopher Camaione-Lind Chief Administrative Officer 40.00
Officer
$110,178 $25,724 $135,902
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $3,377,744 $3,336,403 $7,763,279 $41,341
2023 $3,189,728 $4,119,248 $7,547,194 $-929,520
2022 $3,612,508 $3,445,077 $8,142,411 $167,431
2021 $3,468,563 $3,166,691 $7,908,723 $301,872
2020 $3,181,016 $3,160,975 $7,461,713 $20,041
2019 $3,220,210 $3,081,680 $13,069,177 $138,530
2018 $2,592,534 $2,713,081 $8,063,531 $-120,547
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