BENNINGTON VOLUNTEER FIRE COMPANY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1945

Legal Domicile

Principal Officer

JOSH SENICK

Phone

5855911525

Tax Period

2023-01-01 to 2023-12-31

BENNINGTON VOLUNTEER FIRE COMPANY, founded in 1945, is a small nonprofit in the Public Safety sector that reported $190K in total revenue in fiscal year 2023. Expenses of $302K exceeded revenue, resulting in a 59% operating deficit.

Mission

PROVIDE THE TOWN OF BENNINGTON, NY AND NEIGHBORING TOWNS FIRE PROTECTION, EMERGENCY MEDICAL AND AMBULANCE SERVICES.

Program Service Accomplishments

Program 1

Expenses: $119,648

THE TOWN OF BENNINGTON ANSWERED 116 CALLS IN 2023. GREGORY DODSON COMPLETED INTERIOR FIRE OPERATIONS TRAINING. BRANDON DYMOWSKI COMPLETED BATTERY EMERGENCIES AND ELECTRICAL STORAGE SYSTEMS TRAINING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $12,476

Program Service Revenue $110,000

Investment Income $42

Other Revenue $67,042

TOTAL REVENUE $189,560

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $296,759

Other Expenses $299,039

TOTAL EXPENSES $302,089

Year-over-Year Comparison

	2023	2022	Change
Revenue	$189,560	$183,778	+0.0%
Expenses	$302,089	$220,998	+0.4%
Net Income	$-112,529	$-37,220	+2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JILL BRYANT	SECRETARY	N/A	Officer	$0	$0	$0
GREG DODSON	ASSISTANT TR	N/A	Officer	$0	$0	$0
JOSH SENICK	TREASURER	N/A	Officer	$0	$0	$0
PATRICK ZYMOWSKI	VICE PRESIDE	N/A	Officer	$0	$0	$0
STEVE ZYMOWSKI	PRESIDENT	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$189,560	$302,089	$482,875	$-112,529
2022	$183,778	$220,998	$626,835	$-37,220
2021	$173,736	$243,909	$673,936	$-70,173
2020	$168,445	$267,719	$752,985	$-99,274
2019	$297,478	$247,432	$881,555	$50,046
2018	$165,164	$137,350	$494,318	$27,814