BRIDGEWATER FIRE COMPANY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1937

Legal Domicile

Principal Officer

ROBERT CLARK

Phone

3157502297

Tax Period

2025-04-01 to 2026-03-31

BRIDGEWATER FIRE COMPANY INC, founded in 1937, is a small nonprofit in the Public Safety sector that reported $327K in total revenue in fiscal year 2025. Revenue surged 22% from the prior year, signaling strong growth momentum.

Mission

PROVIDE FIRE PROTECTION AND EMS AMBULANCE SERVICES TO THE COMMUNITY.

Program Service Accomplishments

Program 1

Expenses: $358,098

PROVIDE FIRE PROTECTION AND EMS AMBULANCE SERVICES TO THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $286,660

Investment Income $3,688

Other Revenue $36,930

TOTAL REVENUE $327,278

Expense Breakdown

Grants Paid $0

Salaries & Benefits $72,925

Fundraising Expenses $0

Program Expenses $358,098

Other Expenses $285,173

TOTAL EXPENSES $358,098

Year-over-Year Comparison

	2025	2024	Change
Revenue	$327,278	$267,930	+0.2%
Expenses	$358,098	$263,194	+0.4%
Net Income	$-30,820	$4,736	-7.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JACQUIE EFFNER	DIRECTOR	N/A	Director	$0	$0	$0
GERALD PARRY	DIRECTOR	N/A	Director	$0	$0	$0
RICHARD PARRY	DIRECTOR	N/A	Director	$0	$0	$0
EDWARD PAVLOT	DIRECTOR	N/A	Director	$0	$0	$0
ROBERT CLARK	PRESIDENT	N/A	Officer	$0	$0	$0
DALE DEKING	TREASURER	N/A	Officer	$0	$0	$0
RICHARD JORDAN	VICE PRESIDE	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$327,278	$358,098	$816,756	$-30,820
2025	$267,930	$263,194	$628,477	$4,736
2024	$370,954	$371,043	$581,785	$-89
2023	$360,132	$227,882	$143,749	$132,250
2022	$306,086	$153,374	$333,288	$152,712