COMMUNICATIONS WORKERS OF AMERICA AFL-CIO LOCAL 1170 HEALTH & WELFARE TRST

EIN: 161126886

ROCHESTER, NY

Total Revenue
$835,720
Total Expenses
$785,840
Total Assets
$579,960
Net Assets
$579,960
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1978
Legal Domicile
NY
Principal Officer
JOHN PUSLOSKIE
Phone
5856471170
Tax Period
2018-01-01 to 2018-12-31

COMMUNICATIONS WORKERS OF AMERICA AFL-CIO LOCAL 1170 HEALTH & WELFARE TRST, founded in 1978, is a small nonprofit that reported $836K in total revenue in fiscal year 2018. Expenses of $786K left a modest 6% surplus.

Mission

TO PROVIDE PAYMENTS OF DENTAL, EYECARE AND DISABILITY CLAIMS FOR PARTICIPANTS AND TO PAY RELATED ADMINISTRATIVE EXPENSES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $835,328
Investment Income $392
Other Revenue $0
TOTAL REVENUE $835,720

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $760,305
Other Expenses $121,335
TOTAL EXPENSES $785,840

Year-over-Year Comparison

2018 2017 Change
Revenue $835,720 $869,675 0.0%
Expenses $785,840 $770,649 +0.0%
Net Income $49,880 $99,026 -0.5%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
3
Independent Members
N/A
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
4
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JOHN PUSLOSKIE UNION TRUSTEE 1.00
Director
$0 $0 $0
BRIAN CARLO FORMER EMPLOYER TRUSTEE 1.00
Director
$0 $0 $0
JOANN FARRALL TRUSTEE 1.00
Director
$0 $0 $0
SUE PHILLIPS TRUSTEE 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2018 $835,720 $785,840 $579,960 $49,880
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