CAMBRIA VOLUNTEER FIRE COMPANY (EIN 161146149) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1944

Legal Domicile

Principal Officer

COURTNEY DYSARD

Phone

7164348948

Tax Period

2024-01-01 to 2024-12-31

CAMBRIA VOLUNTEER FIRE COMPANY, founded in 1944, is a small nonprofit in the Public Safety sector that reported $567K in total revenue in fiscal year 2024. Revenue surged 26% from the prior year, signaling strong growth momentum. The organization ran a surplus of $86K, a strong 15% operating margin.

Mission

FIRE PROTECTION AND EMS SERVICES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $54,808

Program Service Revenue $438,448

Investment Income $8,646

Other Revenue $65,036

TOTAL REVENUE $566,938

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $403,476

Other Expenses $480,476

TOTAL EXPENSES $480,476

Year-over-Year Comparison

	2024	2023	Change
Revenue	$566,938	$450,376	+0.3%
Expenses	$480,476	$450,612	+0.1%
Net Income	$86,462	$-236	-367.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRISTOPHER LUTE	PRESIDENT	3.00	Officer Director	$0	$0	$0
COURTNEY DYSARD	PRESIDENT (CURRENT)	2.00	Officer Director	$0	$0	$0
ALAN WAGNER	TREASURER	6.00	Officer Director	$0	$0	$0
GERALD LUTE	DIRECTOR	2.00	Director	$0	$0	$0
THOMAS WILLIAMS	DIRECTOR	2.00	Director	$0	$0	$0
HAROLD WOLLABER	DIRECTOR	2.00	Director	$0	$0	$0
ROSANNE SALERNO	SECRETARY	2.00	Officer Director	$0	$0	$0
TODD BAUGHMAN	FINANCIAL SECRETARY	2.00	Officer Director	$0	$0	$0
NICHOLAS TARNOWSKI	SERGEANT AT ARMS	2.00	Director	$0	$0	$0
SHAWN MCINTYRE	CHIEF	4.00	Director	$0	$0	$0
ROGER SCHREADER	1ST ASSISTANT	2.00	Director	$0	$0	$0
ROBERT PAUL	2ND ASSISTANT	2.00	Director	$0	$0	$0
MAXWELL MORRELL	3RD ASSISTANT	2.00	Director	$0	$0	$0
RODNEY HOGG	EMS CHIEF	2.00	Director	$0	$0	$0
WILLIAM WOLLABER	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$566,938	$480,476	$1,661,343	$86,462
2023	$450,376	$450,612	No data	$-236
2022	$474,910	$350,213	No data	$124,697
2021	$332,281	$237,739	No data	$94,542
2020	$368,050	$304,328	No data	$63,722
2019	$646,527	$415,752	No data	$230,775
2018	$357,828	$375,570	No data	$-17,742

CAMBRIA VOLUNTEER FIRE COMPANY