PATHSTONE CORPORATION

EIN: 161183242 501(c)(3) Housing & Shelter

ROCHESTER, NY

Total Revenue
$22,601,635
Total Expenses
$24,974,436
Total Assets
$150,730,350
Net Assets
$115,172,543
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1979
Legal Domicile
NY
Principal Officer
Ruperto Montero
Phone
5855467180
Tax Period
2023-10-01 to 2024-09-30

PATHSTONE CORPORATION, founded in 1979, is a mid-sized nonprofit in the Housing & Shelter sector that reported $22.6M in total revenue in fiscal year 2023. Expenses of $25.0M exceeded revenue, resulting in a 10% operating deficit.

Mission

PathStone Housing Action Corporation creates and provides opportunities for farmworkers and other disenfranchised people to confront and overcome barriers that prevent them from gaining access to economic, educational, social and political resources.The organization provides housing development; housing services; services to seniors and emergency and supportive services.

Program Service Accomplishments

Program 1
Expenses: $11,602,120

ADULT EDUCATION, TRAINING & EMPLOYMENT: Provide quality job training and employment services leading to gainful employment at livable wages for individuals who are underemployed or unemployed. The...

Read more

ADULT EDUCATION, TRAINING & EMPLOYMENT: Provide quality job training and employment services leading to gainful employment at livable wages for individuals who are underemployed or unemployed. The services offered are: skills assessment, job training, career exploration, placement and retention support. Those served include: farmworkers, seniors, formerly incarcerated/returning citizens, TANF recipients, residents of targeted communities, and other low-wage workers. 4,148 people were enrolled in services and 825 more were placed in jobs. Continued on Schedule OServices are available in: Maine, New Jersey, New York, Ohio, Pennsylvania, Puerto Rico, Vermont, and Virginia.This program is supported by government grants and contributions of $11,841,731.

Program 2
Expenses: $2,699,384 Revenue: $99,652

PathStone Enterprise Center (PECI), provides loans and technical assistance for small businesses and homeowners unable to get loans from conventional lenders. The services offered are origination of...

Read more

PathStone Enterprise Center (PECI), provides loans and technical assistance for small businesses and homeowners unable to get loans from conventional lenders. The services offered are origination of micro and small business loans, training for small business owners, and technical assistance for beginning businesses, as well as closing cost loans and home improvement loans for homeowners. As of September 30, 2024, PECI had 172 business loans with balances of $6,138,282 in its small business portfolio. Continued on Schedule ODuring the 2024 Fiscal Year, PECI closed 56 micro and small business loans totaling $2,728,716 while closing 15 second mortgage loans totaling $95,000 and 12 bridge loans totaling $58,246.65 in support of PathStone's home ownership and home improvement programs. Business services are available in upstate New York and Puerto Rico. Services for homeowners (closing cost and home rehab loans) are only available in the Rochester, New York MSA. This program is supported by government grants and contributions of $2,409,204.

Program 3
Expenses: $2,320,147 Revenue: $10,368

REAL ESTATE DEVELOPMENT: PathStone and its affiliates work with community partners, non?profits, private developers and government officials to design and build housing that is affordable, accessible...

Read more

REAL ESTATE DEVELOPMENT: PathStone and its affiliates work with community partners, non?profits, private developers and government officials to design and build housing that is affordable, accessible and seamlessly integrated into the community in which it is built. The services offered are: development and acquisition of affordable rental housing for families, farmworkers, seniors, and special needs populations while also offering affordable single-family for sale home construction. 77 affordable housing units have been developed, $27,900,000 has been invested in affordable housing developments. Continued on Schedule OServices are provided by PathStone and its affiliates and are available in: Indiana, New York, Pennsylvania, and Puerto Rico.Future projects include the preservation of over 310 units of our existing portfolio in New York, the adaptive re-use of a historic building, a mixed-use new construction development associated with the City of Rochester's Inner Loop East transformation, and a phase II of a senior development. Single family for sale redevelopment continues in Indiana with three of four sites completed. Our present developments include the new construction of a senior development which will be PathStone's first LEED Gold and Net-Zero development, as well as a workforce housing LEED Gold and Zero development located adjacent to the Amazon Roc 1 fulfillment center. We also received two awards including the redevelopment of Creekside Clearing which will include the preservation of 32 units and the new construction of 16 units and a 65 unit mixed-use family new construction project including a childcare center. One home is under construction and another in predevelopment in Indiana. In Puerto Rico, the Carolinas redevelopment will provide 168 units of mixed income housing in collaboration with the local Public Housing Authority and Department of Housing. We are committed to provide housing to meet the needs of the communities we work in.This program is supported by government grants and contributions of $1,359,466.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $18,534,278
Program Service Revenue $4,129,844
Investment Income $-62,487
Other Revenue $0
TOTAL REVENUE $22,601,635

Expense Breakdown

Grants Paid $11,856,504
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $21,897,698
Other Expenses $13,117,932
TOTAL EXPENSES $24,974,436

Year-over-Year Comparison

2023 2022 Change
Revenue $22,601,635 $21,983,662 +0.0%
Expenses $24,974,436 $23,458,321 +0.1%
Net Income $-2,372,801 $-1,474,659 +0.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
11
Independent Members
11
Employees
N/A
Volunteers
11

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
11
$1,664,479
Total Directors
11
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Dirk Schneider Chairperson 0.20
Officer Director
$0 $0 $0
Jean Lowe Vice-Chairperson 0.20
Officer Director
$0 $0 $0
Kathleen Greeley Director 0.20
Director
$0 $0 $0
Lindsay Mohr Director 0.20
Director
$0 $0 $0
Miriam Zinter Director 0.20
Director
$0 $0 $0
Patrick Tobin Director 0.20
Director
$0 $0 $0
Phillip Borrelli Esq Director 0.20
Director
$0 $0 $0
Serena Compitello Director 0.20
Director
$0 $0 $0
Tim Norman Director 0.20
Director
$0 $0 $0
Wilma Alejandro Ramirez Director 0.20
Director
$0 $0 $0
Yvonne Thompson Director 0.20
Director
$0 $0 $0
Alexander Castro Senior Vice President 0.20
Officer
$0 $15,762 $272,513
Christina Brooks VP for Property Management 0.20
Officer
$0 $26,343 $164,675
Jason Sackett President 0.20
Officer
$0 $2,614 $142,008
Kathryn Bryan VP and Assistant Treasurer 0.20
Officer
$0 $12,446 $194,753
Leslie W Kernan Jr Secretary 0.20
Officer
$0 $6,136 $210,654
Maria Rodriguez-Collazo Vice President 0.20
Officer
$0 $3,920 $134,585
Rosa Uriarte Assistant Secretary 0.20
Officer
$0 $2,287 $78,510
Ruperto Montero VP of Finance, Treasurer 0.20
Officer
$0 $15,863 $267,679
Susan Boss VP for Housing 0.20
Officer
$0 $18,528 $199,102
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $22,601,635 $24,974,436 $150,730,350 $-2,372,801
2023 $21,983,662 $23,458,321 $150,796,039 $-1,474,659
2022 $20,096,851 $20,588,813 $87,715,793 $-491,962
2021 $21,347,590 $20,806,376 $88,645,469 $541,214
Explore More Nonprofits
Top 100 Nonprofits in New York Largest U.S. Nonprofits Best Rated Nonprofits Most Efficient Nonprofits

Compare PATHSTONE CORPORATION with other nonprofits in New York and across the country.