ROOFERS LOCAL 195 JOINT APPRENTICESHIP TRAINING FUND (EIN 161199782) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

CHARLES GRATTON

Phone

3156991388

Tax Period

2024-07-01 to 2025-06-30

ROOFERS LOCAL 195 JOINT APPRENTICESHIP TRAINING FUND, founded in 1983, is a small nonprofit in the Employment sector that reported $672K in total revenue in fiscal year 2024. Expenses of $591K left a modest 12% surplus.

Mission

TRAINING ROOFING APPRENTICES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $72,913

Program Service Revenue $524,524

Investment Income $29,021

Other Revenue $45,103

TOTAL REVENUE $671,561

Expense Breakdown

Grants Paid $0

Salaries & Benefits $86,237

Fundraising Expenses $0

Program Expenses $365,276

Other Expenses $504,553

TOTAL EXPENSES $590,790

Year-over-Year Comparison

	2024	2023	Change
Revenue	$671,561	$631,188	+0.1%
Expenses	$590,790	$512,482	+0.2%
Net Income	$80,771	$118,706	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$371,907

Total Directors

$220,469

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHARLES GRATTON	CHAIRMAN	1.00	Officer Director	$0	$60,086	$178,575
RICHARD ANDERSON	TRUSTEE	1.00	Director	$0	$0	$0
NICHOLAS MASELLI	TRUSTEE	1.00	Director	$0	$0	$0
DWAYNE HOLMES	TRUSTEE	10.00	Director	$17,305	$10,123	$27,428
ANDREW AERY	TRUSTEE	1.00	Director	$0	$0	$0
DANIEL MARSHALL	TRUSTEE	1.00	Director	$8,549	$5,454	$14,466
PATRICIA REDHEAD	PLAN MANAGER	10.00	Officer	$4,400	$60,932	$193,332

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$671,561	$590,790	$1,661,287	$80,771
2024	$631,188	$512,482	$1,731,222	$118,706
2023	$611,378	$825,635	$1,649,878	$-214,257
2022	$684,920	$1,077,001	$1,904,751	$-392,081
2021	$593,182	$478,872	$2,294,785	$114,310
2020	$644,622	$436,989	$1,917,953	$207,633
2019	$676,557	$735,905	$1,667,999	$-59,348
2018	$694,787	$421,070	$1,712,279	$273,717

ROOFERS LOCAL 195 JOINT APPRENTICESHIP TRAINING FUND