ENFIELD FIRE DEPARTMENT

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1948

Legal Domicile

Principal Officer

DENNIS G HUBBELL

Phone

6072728757

Tax Period

2023-01-01 to 2023-12-31

ENFIELD FIRE DEPARTMENT, founded in 1948, is a small nonprofit that reported $283K in total revenue in fiscal year 2023. Revenue surged 534% from the prior year, signaling strong growth momentum. Expenses of $440K exceeded revenue, resulting in a 56% operating deficit.

Mission

PROVIDE COMMUNITY FIRE & SAFETY SERVICES TO ENFIELD RESIDENTS AND SUPPORT OTHER FIRE DEPARTMENTS AS NECESSARY.

Program Service Accomplishments

Program 1

Expenses: $395,372

COMMUNITY FIRE DEPARTMENT PROVIDED PERSONNEL THAT RESPONDED TO 290 INCIDENT REPORTS SUPPORTING FIRE, RESCUE, EMS AND OTHER SERVICES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $170,710

Program Service Revenue $0

Investment Income $86,329

Other Revenue $25,553

TOTAL REVENUE $282,592

Expense Breakdown

Grants Paid $1,700

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $395,372

Other Expenses $438,558

TOTAL EXPENSES $440,258

Year-over-Year Comparison

	2023	2022	Change
Revenue	$282,592	$44,540	+5.3%
Expenses	$440,258	$345,933	+0.3%
Net Income	$-157,666	$-301,393	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GREG STEVENSON	CHIEF	8.00	Officer Director	$0	$0	$0
ALAN TEETER	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
DENNIS G HUBBELL	PRESIDENT	15.00	Officer Director	$0	$0	$0
DENISE HUBBELL	DIRECTOR	2.00	Director	$0	$0	$0
RODNEY IKE	DIRECTOR	2.00	Director	$0	$0	$0
JAMIE STEVENS	DEPUTY CHIEF	5.00	Officer Director	$0	$0	$0
LARRY STILWELL	DIRECTOR	5.00	Officer Director	$0	$0	$0
ANTHONY PODULFALSKI	DIRECTOR	5.00	Officer Director	$0	$0	$0
PAM WHITTAKER	SECRETARY	6.00	Officer	$0	$0	$0
DEBBIE TEETER	TREASURER	5.00	Officer	$0	$0	$0
BAILEY STEVENS	ASST. CHIEF	5.00	Officer	$0	$0	$0
ZACKERY SNYDER	ASST. CHIEF	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$282,592	$440,258	$1,010,138	$-157,666
2022	$44,540	$345,933	$1,164,177	$-301,393
2021	$1,122,184	$419,484	$1,553,402	$702,700
2020	$372,444	$333,664	$1,073,003	$38,780
2019	$479,922	$348,401	$791,983	$131,521
2018	$362,308	$353,554	$802,818	$8,754