HABITAT FOR HUMANITY OF OTSEGO COUNTY (EIN 161344319) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

JEROME BLECHMAN

Phone

6074327874

Tax Period

2024-07-01 to 2025-06-30

Mission

BUILDING SIMPLE, DECENT HOMES FOR GOD'S PEOPLE IN NEED SINCE 1989

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $0

TOTAL EXPENSES $0

Year-over-Year Comparison

	2024	2023	Change
Revenue	N/A	$230,421	-1.0%
Expenses	N/A	$57,290	-1.0%
Net Income	N/A	$173,131	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KARYN WENDROW	VICE PRESIDENT	6.00	Officer Director	$0	$0	$0
BARB DAURIA	DIRECTOR	2.00	Director	$0	$0	$0
WILLIAM O'DEA	TREASURER	2.00	Officer Director	$0	$0	$0
BRUCE DOWNIE	DIRECTOR	21.00	Director	$0	$0	$0
JANE MILLER	DIRECTOR	3.00	Director	$0	$0	$0
STEVE WALSH	DIRECTOR	2.00	Director	$0	$0	$0
MARTHA ROBINSON	DIRECTOR	2.00	Director	$0	$0	$0
THOMAS TILLAPAUGH	DIRECTOR	2.00	Director	$0	$0	$0
DAN JOCK	DIRECTOR	2.00	Director	$0	$0	$0
DOROTHY ROMBO	DIRECTOR	2.00	Director	$0	$0	$0
JEROME BLECHMAN	PRESIDENT	21.00	Officer Director	$0	$0	$0
DOMINICK LOVE	ASSISTANT TREASURER	5.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$230,421	$57,290	$1,663,244	$173,131
2023	$186,352	$50,155	$1,500,459	$136,197
2022	$102,936	$43,725	$1,397,193	$59,211
2021	$107,304	$37,498	$1,335,046	$69,806
2020	$89,953	$53,997	$1,611,911	$35,956
2019	$79,430	$46,112	$1,564,612	$33,318
2018	$69,155	$38,702	$1,736,033	$30,453

HABITAT FOR HUMANITY OF OTSEGO COUNTY