ST REGIS HOUSING DEVELOPMENT FUND CORPORATION (EIN 161521580) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

CINDY OSHIER

Phone

5184835934

Tax Period

2024-10-01 to 2025-09-30

ST REGIS HOUSING DEVELOPMENT FUND CORPORATION, founded in 1997, is a small nonprofit in the Housing & Shelter sector that reported $105K in total revenue in fiscal year 2024. Net assets of $401K represent 46 months of operating reserves.

Mission

HOUSING DEVELOPMENT

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $104,184

Investment Income $4

Other Revenue $1,062

TOTAL REVENUE $105,250

Expense Breakdown

Grants Paid $0

Salaries & Benefits $29,142

Fundraising Expenses $0

Program Expenses $66,677

Other Expenses $85,533

TOTAL EXPENSES $114,675

Year-over-Year Comparison

	2024	2023	Change
Revenue	$105,250	$107,278	0.0%
Expenses	$114,675	$113,535	+0.0%
Net Income	$-9,425	$-6,257	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CINDY OSHIER	PRESIDENT	1.00	Officer Director	$0	$0	$0
KAREN WILSON	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
CYNTHIA DURANT	SECRETARY/TREASURER	1.00	Officer Director	$0	$0	$0
MICHELLE BROCKWAY	DIRECTOR	1.00	Director	$0	$0	$0
TAMMY HAYNES	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$105,250	$114,675	$412,511	$-9,425
2024	$107,278	$113,535	$491,781	$-6,257
2023	$110,807	$114,133	$470,756	$-3,326
2022	$96,292	$108,048	$439,548	$-11,756
2021	$108,223	$111,934	$444,761	$-3,711
2020	$111,548	$103,634	$447,583	$7,914
2019	$111,556	$109,054	$459,396	$2,502
2018	$98,535	$102,144	$456,961	$-3,609

ST REGIS HOUSING DEVELOPMENT FUND CORPORATION