ROSENDALE CHAMBER OF COMMERCE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

BILL BROOKS

Phone

8456588348

Tax Period

2024-01-01 to 2024-12-31

ROSENDALE CHAMBER OF COMMERCE INC, founded in 2006, is a micro nonprofit in the Community Improvement sector that reported $94K in total revenue in fiscal year 2024. Revenue grew 18% year-over-year, indicating healthy expansion. The organization ran a surplus of $16K, a strong 17% operating margin.

Mission

FOSTER BUSINESS DEVELOPEMENT IN AND AROUND THE ROSENDALE AREA

Program Service Accomplishments

Program 1

HELD MONTHLY CHAMBER MEETINGS TO PROMOTE BUSINESS IN AREA

Program 2

ORGANIZED LOCAL FESTIVAL TO FOSTER BUSINESS IN AREA

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $93,875

Program Service Revenue $0

Investment Income $37

Other Revenue $0

TOTAL REVENUE $93,912

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $78,309

TOTAL EXPENSES $78,309

Year-over-Year Comparison

	2024	2023	Change
Revenue	$93,912	$79,760	+0.2%
Expenses	$78,309	$76,753	+0.0%
Net Income	$15,603	$3,007	+4.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BILL BROOKS	BOARD MEMBER	N/A	Director	$0	$0	$0
SUE CONSTABLE	BOARD MEMBER	N/A	Director	$0	$0	$0
CARL COX	BOARD MEMBER	N/A	Director	$0	$0	$0
BILLY LIGGAN	BOARD MEMBER	N/A	Director	$0	$0	$0
BERNIE OBRY	BOARD MEMBER	N/A	Director	$0	$0	$0
JILL OBRY	BOARD MEMBER	N/A	Director	$0	$0	$0
VICTORIA COYNE	BOARD MEMBER	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$93,912	$78,309	$37,722	$15,603
2023	$79,760	$76,753	$22,119	$3,007
2022	$37,507	$29,971	$19,112	$7,536