CAMERON VOLUNTEER FIRE DEPARTMENT … - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1953

Legal Domicile

Principal Officer

TODD RYHAL

Tax Period

2023-01-01 to 2023-12-31

CAMERON VOLUNTEER FIRE DEPARTMENT INC, founded in 1953, is a small nonprofit in the Public Safety sector that reported $288K in total revenue in fiscal year 2023. Revenue surged 912% from the prior year, signaling strong growth momentum. The organization ran a surplus of $263K, a strong 91% operating margin.

Mission

PROTECTION OF PERSONS AND PROPERTY IN THE CAMERON COMMUNITY

Program Service Accomplishments

Program 1

Expenses: $11,118 Revenue: $191,940

PROTECT AND SERVE THE TOWN OF CAMERON AND RATHBONE FROM MEDICAL EMERGENCIES, PROVIDE IMMEDIATE HEALTH CARE TO PREVENT AND REDUCE INJURY AND LOSS OF LIFE.

Program 2

Expenses: $5,559 Revenue: $95,970

PROTECT AND SERVE THE TOWN OF CAMERON AND RATHBONE FROM FIRE LOSS, DAMAGE AND INJURY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $287,910

Program Service Revenue $0

Investment Income $32

Other Revenue $0

TOTAL REVENUE $287,942

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $16,677

Other Expenses $25,141

TOTAL EXPENSES $25,141

Year-over-Year Comparison

	2023	2022	Change
Revenue	$287,942	$28,454	+9.1%
Expenses	$25,141	$38,481	-0.3%
Net Income	$262,801	$-10,027	-27.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES HOAD	FIRE CHIEF	15.00	Officer	$0	$0	$0
NORMA YARKA	TREASURER	5.00	Officer	$0	$0	$0
TODD RYHAL	PRESIDENT	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$287,942	$25,141	$478,493	$262,801

CAMERON VOLUNTEER FIRE DEPARTMENT INC