NATIONAL ACTION AND RESPONSE PROGRAM (EIN 200027509) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

TREY HAWKINS

Phone

6082314371

Tax Period

2024-01-01 to 2024-06-30

NATIONAL ACTION AND RESPONSE PROGRAM, founded in 2003, is a micro nonprofit that reported $11K in total revenue in fiscal year 2024. Revenue fell 53% from the prior year — a significant decline worth monitoring.

Mission

TO PROMOTE THE COMMON BUSINESS INTEREST OF THE CREDIT UNION INDUSTRY AND TO ADVOCATE FOR THE COMMON INTERESTS OF CREDIT UNIONS IN FEDERAL AND STATE LEGISLATIVE AND REGULATORY ARENAS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $11,423

Other Revenue $0

TOTAL REVENUE $11,423

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $11,885

TOTAL EXPENSES $11,885

Year-over-Year Comparison

	2024	2023	Change
Revenue	$11,423	$24,346	-0.5%
Expenses	$11,885	$43,459	-0.7%
Net Income	$-462	$-19,113	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAN SCHLINE	CHAIR	1.00	Officer Director	$0	$0	$0
LISA GINTER	VICE-CHAIR	0.50	Officer Director	$0	$0	$0
JOHN BRATSAKIS	SECRETARY	0.50	Officer Director	$0	$0	$0
DOUG FERRARO	MEMBER	0.50	Director	$0	$0	$0
FRANK WEIDNER	MEMBER	0.50	Director	$0	$0	$0
LAURIE BAKER	MEMBER	0.50	Director	$0	$0	$0
PATRICK LAPINE	MEMBER	0.50	Director	$0	$0	$0
SCOTT SULLIVAN	MEMBER	0.50	Director	$0	$0	$0
RICHARD GOSE	EXECUTIVE DIRECTOR	1.50	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$11,423	$11,885	No data	$-462
2023	$24,346	$43,459	$530,477	$-19,113
2022	$56,554	$28,619	$550,968	$27,935
2021	$171,281	$237,732	$521,549	$-66,451
2020	$502,938	$243,418	$613,090	$259,520
2019	$750,873	$816,155	$334,315	$-65,282
2018	$151,192	$238,596	$396,369	$-87,404

NATIONAL ACTION AND RESPONSE PROGRAM