MONEY QUOTIENT NP

EIN: 200352077 501(c)(3) Human Services

PORTLAND, OR

Total Revenue
$64,451
Total Expenses
$76,956
Total Assets
$189,351
Net Assets
$184,257
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2003
Legal Domicile
OR
Principal Officer
CAROL ANDERSON
Phone
3606974561
Tax Period
2023-01-01 to 2023-12-31

MONEY QUOTIENT NP, founded in 2003, is a micro nonprofit in the Human Services sector that reported $64K in total revenue in fiscal year 2023. Revenue surged 78% from the prior year, signaling strong growth momentum. Expenses of $77K exceeded revenue, resulting in a 19% operating deficit.

Mission

MONEY QUOTIENT IS A 501(C)(3) NON-PROFIT ORGANIZATION FOUNDED ON THE BELIEF THAT A MULTIDISCIPLINARY AND RESEARCH-BASED APPROACH TO FINANCIAL PLANNING EDUCATION, COUNSELING, AND THERAPEUTIC PROCESSES WILL GUIDE BEST PRACTICES FOR FOSTERING ECONOMIC AND PERSONAL WELL-BEING. TO THIS END, WE CONDUCT INNOVATIVE STUDIES; FORM FRUITFUL COLLABORATIONS WITH RESEARCHERS, SCHOLARS, AND PRACTITIONERS; AND PROVIDE OPPORTUNITIES FOR IN-DEPTH LEARNING AND DIALOGUE. OUR GOAL IS TO FACILITATE A GREATER UNDERSTANDING OF BOTH THE EMOTIONAL AND PRACTICAL FACTORS THAT SUPPORT ACHIEVEMENT OF FINANCIAL ACUMEN AND MEANINGFUL LIFE GOALS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $50,731
Program Service Revenue $8,590
Investment Income $5,130
Other Revenue $0
TOTAL REVENUE $64,451

Expense Breakdown

Grants Paid $0
Salaries & Benefits $37,163
Fundraising Expenses $0
Program Expenses $57,854
Other Expenses $39,793
TOTAL EXPENSES $76,956

Year-over-Year Comparison

2023 2022 Change
Revenue $64,451 $36,212 +0.8%
Expenses $76,956 $35,076 +1.2%
Net Income $-12,505 $1,136 -12.0%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
4
Independent Members
2
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$31,830
Total Directors
5
$31,830
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CAROL ANDERSON PRESIDENT 32.00
Officer Director
$0 $0 $25,464
AMY MULLEN VICE PRESIDE 4.00
Officer Director
$0 $0 $6,366
MARILYN BERGEN SECRETARY 0.25
Officer Director
$0 $0 $0
JULIE DAVIS BOARD MEMBER 0.40
Director
$0 $0 $0
DEANNA SHARPE BOARD MEMBER 0.25
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $64,451 $76,956 $189,351 $-12,505
2022 $36,212 $35,076 $198,100 $1,136
2021 $60,956 $74,072 $195,626 $-13,116
2020 $262,193 $208,821 $209,818 $53,372
2019 $565,146 $550,464 $160,437 $14,682
2018 $478,976 $464,763 $154,840 $14,213
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