UNSATISFIED CLAIM AND JUDGMENT FUND

EIN: 200500733 Community Improvement

BASKING RIDGE, NJ

Total Revenue
$80,068,307
Total Expenses
$87,879,797
Total Assets
$77,655,346
Net Assets
$-17,611,586
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2003
Legal Domicile
NJ
Principal Officer
FRANK ROTELLA
Phone
9083827100
Tax Period
2023-01-01 to 2023-12-31

UNSATISFIED CLAIM AND JUDGMENT FUND, founded in 2003, is a mid-sized nonprofit in the Community Improvement sector that reported $80.1M in total revenue in fiscal year 2023.

Mission

THE UCJF WAS CREATED PURSUANT TO NJSA 39:6-61 ET SEQ. TO PAY THE DAMAGES OF CLAIMANTS WHO WERE INJURED IN AN ACCIDENT WITH AN UNINSURED MOTORIST AND HAVE NO INSURANCE COVERAGE OF THEIR OWN, AS WELL AS PRIVATE PASSENGER AUTOMOBILE STRANGER PEDESTRIAN PERSONAL INJURY PROTECTION CLAIMS. THE UCJF IS FUNDED THROUGH ASSESSMENTS ON AUTOMOBILE INSURANCE CARRIERS IN THE STATE OF NEW JERSEY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $77,359,862
Investment Income $2,708,445
Other Revenue $0
TOTAL REVENUE $80,068,307

Expense Breakdown

Grants Paid $0
Salaries & Benefits $8,359,590
Fundraising Expenses $0
Other Expenses $79,520,207
TOTAL EXPENSES $87,879,797

Year-over-Year Comparison

2023 2022 Change
Revenue $80,068,307 $82,185,969 0.0%
Expenses $87,879,797 $66,224,726 +0.3%
Net Income $-7,811,490 $15,961,243 -1.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
9
Independent Members
9
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$1,342,172
Total Directors
2
$0
Key Employees
0
$0
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JESSICA SCHLEE-GILBERT TRUSTEE - DIRECTOR 0.00
Director
$0 $0 $0
DAVID RACZENBECK TRUSTEE - DIRECTOR 0.00
Director
$0 $0 $0
N/A INSTITUTIONAL TRUSTEE 0.00
$0 $0 $0
N/A INSTITUTIONAL TRUSTEE 0.00
$0 $0 $0
N/A INSTITUTIONAL TRUSTEE 0.00
$0 $0 $0
N/A INSTITUTIONAL TRUSTEE 0.00
$0 $0 $0
N/A INSTITUTIONAL TRUSTEE 0.00
$0 $0 $0
N/A INSTITUTIONAL TRUSTEE 0.00
$0 $0 $0
N/A INSTITUTIONAL TRUSTEE 0.00
$0 $0 $0
JOSEPH DELLAFERA CHIEF EXECUTIVE OFFICER 23.00
Officer
$0 $34,876 $330,284
LORI CONNORS GENERAL COUNSEL 23.00
Officer
$0 $33,169 $265,583
RONALD CHESS DIR. OF COMPLIANCE & IT 23.00
Officer
$0 $33,664 $220,123
MICHAEL ROMEO DIRECTOR OF CLAIMS 23.00
Officer
$0 $28,870 $205,720
TRISHA YOUNG DIRECTOR OF OPERATIONS 23.00
Officer
$0 $14,895 $190,668
FRANK ROTELLA DIRECTOR OF FINANCE 23.00
Officer
$0 $10,238 $129,794
THOMAS ANTOLA SOFTWARE DEVELOP. MANAGER 23.00
Highest
$0 $31,638 $186,704
STEVEN LISNER SR MED BILL REVIEW & CODE ANLST 23.00
Highest
$0 $26,573 $175,197
RENAN BESIDO ASST DIRECTOR OF CLAIMS 23.00
Highest
$0 $34,555 $186,569
NICHOLAS HAMM DIRECTOR OF SUI 23.00
Highest
$0 $12,942 $166,758
JASON PINTER ASST DIRECTOR OF COMPLIANCE & IT 23.00
Highest
$0 $35,673 $179,651
WILLIAM KAHLE FORMER DIRECTOR OF FINANCE 23.00
$0 $30,550 $178,465
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $80,068,307 $87,879,797 $77,655,346 $-7,811,490
2022 $82,185,969 $66,224,726 $78,462,469 $15,961,243
2021 $67,404,449 $79,066,116 $69,007,782 $-11,661,667
2020 $80,549,823 $78,186,648 $71,279,945 $2,363,175
2019 $90,640,872 $97,204,877 $63,890,766 $-6,564,005
2018 $95,058,099 $71,018,423 $55,698,997 $24,039,676
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