GREATER NORWICH AREA CHAMBER OF COMMERCE (EIN 200625785) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

STACIE LAMBERT

Phone

8603197600

Tax Period

2023-07-01 to 2024-06-30

GREATER NORWICH AREA CHAMBER OF COMMERCE, founded in 2004, is a small nonprofit in the Community Improvement sector that reported $240K in total revenue in fiscal year 2023.

Mission

TO SUPPORT, PROVIDE, AND ENHANCE THE GENERAL WELFARE AND PROSPERITY OF THE GREATER NORWICH AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $165,856

Program Service Revenue $0

Investment Income $1,255

Other Revenue $73,256

TOTAL REVENUE $240,367

Expense Breakdown

Grants Paid $0

Salaries & Benefits $183,763

Fundraising Expenses $0

Program Expenses $239,371

Other Expenses $55,608

TOTAL EXPENSES $239,371

Year-over-Year Comparison

	2023	2022	Change
Revenue	$240,367	$241,882	0.0%
Expenses	$239,371	$257,200	-0.1%
Net Income	$996	$-15,318	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANDRE J MESSIER JR	DIRECTOR	1.00	Director	$0	$0	$0
JOHN ESTELLE	DIRECTOR	1.00	Director	$0	$0	$0
RAY ALBERTS	DIRECTOR	1.00	Director	$0	$0	$0
MEGAN DUNN	DIRECTOR	1.00	Director	$0	$0	$0
MARISSA MILLER	DIRECTOR	1.00	Director	$0	$0	$0
KIM BRUNELLI	DIRECTOR	1.00	Director	$0	$0	$0
ROBERT HAYWARD	DIRECTOR	1.00	Director	$0	$0	$0
BETH ANN HEATH	DIRECTOR	1.00	Director	$0	$0	$0
MARIA MATOS	DIRECTOR	1.00	Director	$0	$0	$0
DEBORAH WHITE-PALMER	DIRECTOR	1.00	Director	$0	$0	$0
TODD POSTLER	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS JEWELL	DIRECTOR	1.00	Director	$0	$0	$0
EDWIN COTTO-MORALES	DIRECTOR	1.00	Director	$0	$0	$0
DAVID SALA	DIRECTOR	1.00	Director	$0	$0	$0
PAUL SIEFERT	DIRECTOR	1.00	Director	$0	$0	$0
JEREMY DOYLE	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT SJOQUIST	DIRECTOR	1.00	Director	$0	$0	$0
JAMES O'SHEA	DIRECTOR	1.00	Director	$0	$0	$0
NATHAN QUESNEL	DIRECTOR	1.00	Director	$0	$0	$0
JEFFREY BLAYMAN	DIRECTOR	1.00	Director	$0	$0	$0
ERIC MATTERN	DIRECTOR	1.00	Director	$0	$0	$0
LISA GRIFFIN	PAST CHAIRMAN	5.00	Officer	$0	$0	$0
MOLLY BRUNO	SECRETARY	1.00	Officer	$0	$0	$0
PAMELA KNDER	CHAIRMAN	5.00	Officer	$0	$0	$0
RAY CURRIER	VICE-CHAIRMAN	5.00	Officer	$0	$0	$0
STACIE LAMBERT	TREASURER	15.00	Officer	$0	$0	$0
ROBERT JANKOVIC	VICE-CHAIRMAN	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$240,367	$239,371	$192,914	$996
2023	$241,882	$257,200	$218,769	$-15,318
2022	$207,694	$205,850	$232,870	$1,844
2021	$274,879	$184,569	$213,705	$90,310

GREATER NORWICH AREA CHAMBER OF COMMERCE