SEPHARDIC COMMUNITY FEDERATION INC (EIN 200709489) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

SARI SETTON

Phone

2125665400

Tax Period

2025-01-01 to 2025-12-31

SEPHARDIC COMMUNITY FEDERATION INC, founded in 2004, is a small nonprofit in the Religion sector that reported $165K in total revenue in fiscal year 2025. Revenue surged 37% from the prior year, signaling strong growth momentum. Expenses of $185K exceeded revenue, resulting in a 12% operating deficit.

Mission

THE ORGANIZATION'S PURPOSE IS TO ACT AS AN ADVOCATE FOR THE SOCIAL,EDUCATIONAL, AND CULTURAL INTERESTS OF THE SEPHARDIC JEWISH COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $164,625

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $164,625

Expense Breakdown

Grants Paid $18,856

Salaries & Benefits $91,643

Fundraising Expenses $0

Program Expenses $184,572

Other Expenses $74,073

TOTAL EXPENSES $184,572

Year-over-Year Comparison

	2025	2024	Change
Revenue	$164,625	$120,000	+0.4%
Expenses	$184,572	$180,700	+0.0%
Net Income	$-19,947	$-60,700	-0.7%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$86,379

Total Directors

$86,379

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RONALD TAWIL	CHAIRMAN, PRESIDENT	1.00	Officer Director	$0	$0	$0
ELI GREENBERG	SECRETARY	1.00	Officer Director	$0	$0	$0
SARI SETTON	CHIEF OPERATING OFFICER	40.00	Officer Director	$68,628	$17,751	$86,379
JACK CAYRE	DIRECTOR	1.00	Director	$0	$0	$0
JOEY D TAWIL	DIRECTOR	1.00	Director	$0	$0	$0
SOL WAHBA	DIRECTOR	1.00	Director	$0	$0	$0
CHARLES CHAKALO	DIRECTOR	1.00	Director	$0	$0	$0
EDDIE ESSES	DIRECTOR	1.00	Director	$0	$0	$0
JOSEPH MANSOUR	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$164,625	$184,572	$316,127	$-19,947
2024	$120,000	$180,700	$336,074	$-60,700
2023	$190,262	$173,770	$396,774	$16,492
2022	$151,700	$145,989	$380,282	$5,711
2021	$310,864	$157,790	$382,991	$153,074

SEPHARDIC COMMUNITY FEDERATION INC