TALMUD TORAH TZFAT INC (EIN 201459670) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

MENACHEM GERELITZ

Phone

7184375587

Tax Period

2023-01-01 to 2023-12-31

TALMUD TORAH TZFAT INC, founded in 2004, is a small nonprofit in the Religion sector that reported $137K in total revenue in fiscal year 2023. Revenue decreased 19% compared to the prior year. Expenses of $299K exceeded revenue, resulting in a 119% operating deficit.

Mission

WE MAKE GRANTS TO SUPPORT ORTHODOX JEWISH EDUCATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $180,303

Program Service Revenue $0

Investment Income $3

Other Revenue $-43,559

TOTAL REVENUE $136,747

Expense Breakdown

Grants Paid $287,594

Salaries & Benefits $0

Fundraising Expenses $4,171

Program Expenses $287,594

Other Expenses $11,872

TOTAL EXPENSES $299,466

Year-over-Year Comparison

	2023	2022	Change
Revenue	$136,747	$169,605	-0.2%
Expenses	$299,466	$331,145	-0.1%
Net Income	$-162,719	$-161,540	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MENACHEM GERELITZ	PRESIDENT	1.00	Officer Director	$0	$0	$0
SIMON PERLMUTTER	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
LUZAR STERN	SECRETARY	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$136,747	$299,466	$480,898	$-162,719
2022	$169,605	$331,145	$677,617	$-161,540
2021	$142,421	$304,410	$283,824	$-161,989
2020	$247,062	$250,656	$445,813	$-3,594
2019	$266,225	$265,342	$6,855	$883

TALMUD TORAH TZFAT INC