THE INSTITUTE OF BUSINESS & FINANCE

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

Cory Bowman

Phone

8008482029

Tax Period

2022-01-01 to 2022-12-31

THE INSTITUTE OF BUSINESS & FINANCE, founded in 2009, is a small nonprofit in the Education sector that reported $605K in total revenue in fiscal year 2022.

Mission

Our mission at IBF has been to enhance the professionalism of financial advisors through designation, certification, and degree programs that foster integrity, a commitment to continuous improvement, and excellent client service.

Program Service Accomplishments

Program 1

Expenses: $653,297 Revenue: $605,432

To educate members of the financial services community so its members can provide neutral, unbiased information about investing, insurance and other aspects of financial planning.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $605,432

Investment Income $0

Other Revenue $0

TOTAL REVENUE $605,432

Expense Breakdown

Grants Paid $0

Salaries & Benefits $260,922

Fundraising Expenses $0

Program Expenses $653,297

Other Expenses $392,375

TOTAL EXPENSES $653,297

Year-over-Year Comparison

	2022	2021	Change
Revenue	$605,432	$623,187	0.0%
Expenses	$653,297	$603,420	+0.1%
Net Income	$-47,865	$19,767	-3.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$50,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Cory Bowman	President	20	Officer	$50,000	$0	$50,000
Sean Moriarty	Secretary	0	Officer	$0	$0	$0
Gordon Williamson	Treasurer	5	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	No data	No data	No data	No data
2022	$605,432	$653,297	$492,878	$-47,865
2021	$603,576	$623,187	$542,537	$-19,611
2020	$583,354	$473,129	$542,537	$110,225