UNION SQUARE MAIN STREETS INC (EIN 201834007) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

ZACHARY BAUM

Phone

6179550080

Tax Period

2024-01-01 to 2024-12-31

UNION SQUARE MAIN STREETS INC, founded in 2004, is a small nonprofit in the Community Improvement sector that reported $967K in total revenue in fiscal year 2024. Expenses of $1.1M exceeded revenue, resulting in a 16% operating deficit.

Mission

NEIGHBORHOOD REVITALIZATION AND CHARACTER PRESERVATION THROUGH (CONTINUED ON SCHEDULE O) PROMOTIONAL EVENTS, TECHNICAL ASSISTANCE TO LOCAL SMALL BUSINESSES, FACILITATION OF BUSINESS COLLABORATION AND PROMOTION, AND ENCOURAGEMENT OF NEW BUSINESSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $788,237

Program Service Revenue $178,961

Investment Income $0

Other Revenue $0

TOTAL REVENUE $967,198

Expense Breakdown

Grants Paid $0

Salaries & Benefits $422,580

Fundraising Expenses $93,783

Program Expenses $867,864

Other Expenses $696,420

TOTAL EXPENSES $1,119,000

Year-over-Year Comparison

	2024	2023	Change
Revenue	$967,198	$920,619	+0.1%
Expenses	$1,119,000	$739,149	+0.5%
Net Income	$-151,802	$181,470	-1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

100

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$124,164

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ZACHARY BAUM	PRESIDENT	5.00	Officer Director	$0	$0	$0
JEN PALACIO	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
MICHAEL KATZ	CLERK	5.00	Officer Director	$0	$0	$0
DEBBIE MUSNIKOW	TREASURER	3.00	Officer Director	$0	$0	$0
JIM MCGINNIS	EXECUTIVE COMMITEE AT LARG	2.00	Director	$0	$0	$0
MARY CASSESSO	DIRECTOR	2.00	Director	$0	$0	$0
PHILIP PARSONS	DIRECTOR	1.00	Director	$0	$0	$0
VORAVUT RATANAKOMMON	DIRECTOR	1.00	Director	$0	$0	$0
LAIDY SEANZ	DIRECTOR	2.00	Director	$0	$0	$0
JACOB TAYLOR	DIRECTOR	1.00	Director	$0	$0	$0
ADRIANA FERNANDES	EX-OFFICIO	1.00	Director	$0	$0	$0
JESSICA ESHLEMAN	EXECUTIVE DIRECTOR	40.00	Officer	$112,471	$11,693	$124,164

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$967,198	$1,119,000	$220,237	$-151,802
2023	$920,619	$739,149	$370,415	$181,470
2022	$440,425	$478,186	$180,086	$-37,761
2021	$377,588	$358,327	$207,861	$19,261
2020	$268,226	$259,654	$219,959	$8,572
2019	$237,270	$223,195	$175,374	$14,075
2018	$198,942	$154,175	$158,090	$44,767

UNION SQUARE MAIN STREETS INC