TRUE WORD TRAINING CENTER

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

JULIE HU

Tax Period

2020-01-01 to 2020-12-31

TRUE WORD TRAINING CENTER, founded in 2004, is a micro nonprofit in the Religion sector that reported $92K in total revenue in fiscal year 2020. Revenue fell 33% from the prior year — a significant decline worth monitoring. Expenses of $81K left a modest 11% surplus.

Mission

OFFERING CHRISTIAN THEOLOGICAL TRAINING PROGRAMS FOR THE CHURCHES AND MISSIONARY IN CHINA, AND THE CHINESE COMMUNITIES IN THE UNITED STATES AND CANADA.

Program Service Accomplishments

Program 1

Expenses: $56,243

CHRISTIAN THEOLOGICAL TRAINING PROGRAMS FOR THE CHURCHES AND MISSIONARY IN CHINA.EXPENSES INCLUDE AIRFARE, VISA FEES, TEACHING MATERIAL, TEACHING EXPENSES, MINISTER STIPEND, CELL PHONE, ETC.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $91,663

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $91,663

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $1,330

Program Expenses $56,243

Other Expenses $81,416

TOTAL EXPENSES $81,416

Year-over-Year Comparison

	2020	2019	Change
Revenue	$91,663	$136,775	-0.3%
Expenses	$81,416	$94,264	-0.1%
Net Income	$10,247	$42,511	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JULIE HU	CFO	20.00	Officer	$0	$0	$0
ZHAOFENG WANG	SECRETARY	2.00	Officer	$0	$0	$0
YUJIAN HONG	CEO	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$91,663	$81,416	$163,200	$10,247
2019	$136,775	$94,264	$152,953	$42,511
2018	$76,436	$61,389	$110,442	$15,047